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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Very and easy to use

5
I will continue to use it as its very useful Reviewed on: 25th March 2023

Great app

4
I use this app to see my money in an easier light as somebody with a cognitive issue. It groups all of my spending and repeated payments so I can see how much money I have left after bills and typical monthly shops. I'm too poor to afford the pro features so I wish I could turn off the pestering, but the features available in pro are great and I would consider it if I had more income Reviewed on: 25th March 2023

Voting for Emma as they are well deserving.

4
I have been with Emma for a few months, nearly going on to a year and the app itself has helped me budget and keep and eye on my daily spending. The daily reminders of how much I have available is also a helpful tool as it gives me an idea without having to open any banking app. The fact it tells me what I have spent my money on also, and what comes in and out is why I would rate it the best banking app. It has helped me budget and save a lot and I would highly recommend to friends and family, a lot of them do already have the app and are very pleased with it. Will never delete the app! I am pleased. Reviewed on: 25th March 2023

Very good application

5
I am impressed with how Emma seamlessly allows me to manage all my accounts and offers me expert financial insight. Had the app on my phone for a while but never used it. It’s a great platform! Highly recommend. Reviewed on: 25th March 2023

amazing app!!!

5
I downloaded the Emma app after being recommended it by my manager at work. I am really trying to budget due to the cost of living, wanting to save for luxuries and treats for my family, and for my future. Emma allows you to do all of this, in ONE APP. absolutely recommend if you struggle in managing your finances, you will not regret!!! thanks for a perfect app!! Reviewed on: 25th March 2023

Best app for tracking your accounts

5
Good for keeping track of your accounts Reviewed on: 25th March 2023

Great App

5
I struggled to save without Emma but now I have Emma I am able to keep a track of my spendings! Reviewed on: 25th March 2023

Easy to use

5
Easy to use, simple layout, easy to navigate. Really helpful with budgeting and keeping an eye on your spendings. Has helped me a lot with finances and making me feel less stressed about money. Reviewed on: 25th March 2023

Really keeps me in check

5
I normally feel so disorganised having different accounts and managing my budgets but since I got Emma, I have been able to save and see everything in one place. Makes me feel as though I’m more in control of my finances and the app has helped make positive changes to my lifestyle so that I can’t achieve goals and enjoy life. What I enjoy most though is the weekly quiz, it really fun and keeps me interacting with the app. Definitely recommend! Reviewed on: 25th March 2023

Saving

5
Helps you see everything that goes in and out offers ways of bring prices down if possible just helps you see what you need to in order to start budgeting and saving especially for anything unexpected it also notifys you how much money is in your bank and any savings accounts attached to that bank which is great Reviewed on: 25th March 2023

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