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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Life-changing!

Emma allows me to organise my finances exactly how it suits me - couldn’t recommend it more Reviewed on: 25th March 2023

Amazing helped me save so much

Amazing honestly has helped me with budgeting and I have a habit with my mental health that I manic spend and since using Emma I haven't done it once Reviewed on: 25th March 2023

Good app

This app helps me budget and shows where I'm spending the money Reviewed on: 25th March 2023

Really useful app

Unlike a lot of products out there, Emma focuses on providing genuinely useful capabilities to it's core users. I keeps the relevant things for it's premium users and is always looking to expand the portfolio of services to it's entire user base. Reviewed on: 25th March 2023

Helped massively

Since getting this app, I have felt far more in charge of my finances. The weekly round up is always entertaining/eye-opening too! Reviewed on: 25th March 2023

Good but could be better laid out

Really useful app in terms of ability. But UX is a bit confused, not as simple layout as could be. Reviewed on: 25th March 2023

Best super help ever

It's help me to get on track with my finances and gives me summary of everything happening in my account. Check it 5 times a day and more. It's amazing Reviewed on: 25th March 2023

Amazing

Top tier easy and efficient. Does what it says on the tin Reviewed on: 25th March 2023

Amazing App. Game changer!

I've been using this app more regularly recently during this cost of living crisis and it's really helped me to manage my finances and make the most of savings worthwhile. Has stopped me stressing about losing random bits of paper as it's all recorded on the app. Total game changer! Reviewed on: 25th March 2023

Absolutely amazing!!!!

It really helps me know how much money I’m spending and notifies me when incoming bills will be coming out of my account Reviewed on: 25th March 2023

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