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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing app

Absolutely love this app. So easy and helpful. Thanks Emma Reviewed on: 25th March 2023

Free version provides a lot of good features

Happy with Emma. Feel like even the free version has many useful features. Great for bringing all your accounts together and managing spending. Recommend to anyone who’s trying to keep on top of they’re spending. Really easy to link bank accounts and keep an eye on how the accounts are doing Reviewed on: 25th March 2023

Really easy to use and helpful!

Started using Emma recently to keep track of my spending. It’s really easy to understand and very helpful. Would definitely tell anyone to use it if they had the same goal as me! Reviewed on: 25th March 2023

Banking with ease

The Emma app has helped me stay in control of my finances, and I find it so handy to have one space where my accounts are linked up so I know what is where at anytime as well as keeping track of my spending Reviewed on: 25th March 2023

Excelent

Very versatile and user friendly platform Reviewed on: 25th March 2023

Great banking app!

I mainly use this for savings but the fact you can customise your savings “pots” is pretty cool, you can even add emojis to personalise it. Very nice touch! Reviewed on: 25th March 2023

Perfect partner

Really useful app that allows banking to be easy and very useful savings accounts. Reviewed on: 25th March 2023

Great finance and budgeting up

It does everything I need from a budgeting up, and it's very easy to use. Very affordable as well should you wish to upgrade to the pro option (as I have) Reviewed on: 25th March 2023

Great app does what others dont

Proactive updates and warnings. Useful when managing multiple accounts. Reviewed on: 25th March 2023

Best money management tool

Emma has helped create more savings with more visibility, showing and categorising your spend in real time allows you to own and hold a budget Reviewed on: 25th March 2023

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