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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing app

5
Absolutely love this app. So easy and helpful. Thanks Emma Reviewed on: 25th March 2023

Free version provides a lot of good features

5
Happy with Emma. Feel like even the free version has many useful features. Great for bringing all your accounts together and managing spending. Recommend to anyone who’s trying to keep on top of they’re spending. Really easy to link bank accounts and keep an eye on how the accounts are doing Reviewed on: 25th March 2023

Really easy to use and helpful!

5
Started using Emma recently to keep track of my spending. It’s really easy to understand and very helpful. Would definitely tell anyone to use it if they had the same goal as me! Reviewed on: 25th March 2023

Banking with ease

5
The Emma app has helped me stay in control of my finances, and I find it so handy to have one space where my accounts are linked up so I know what is where at anytime as well as keeping track of my spending Reviewed on: 25th March 2023

Excelent

5
Very versatile and user friendly platform Reviewed on: 25th March 2023

Great banking app!

5
I mainly use this for savings but the fact you can customise your savings “pots” is pretty cool, you can even add emojis to personalise it. Very nice touch! Reviewed on: 25th March 2023

Perfect partner

5
Really useful app that allows banking to be easy and very useful savings accounts. Reviewed on: 25th March 2023

Great finance and budgeting up

5
It does everything I need from a budgeting up, and it's very easy to use. Very affordable as well should you wish to upgrade to the pro option (as I have) Reviewed on: 25th March 2023

Great app does what others dont

5
Proactive updates and warnings. Useful when managing multiple accounts. Reviewed on: 25th March 2023

Best money management tool

5
Emma has helped create more savings with more visibility, showing and categorising your spend in real time allows you to own and hold a budget Reviewed on: 25th March 2023

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