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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

One of the best apps to use in 2023

5
Brilliant, easy to use and can I finally budget my money by using the budget option on Emma I never properly knew how to budget untill Emma I can use the simple budget options and it can help me out budgeting my money it simple and easy to use Reviewed on: 25th March 2023
Mackenzie's avatar
Mackenzie

Great and easy to use

5
Simple to use ! For people like me that need things broken down ect this is the perfect app! It’s simple and to the point ! Reviewed on: 25th March 2023
Charlotte's avatar
Charlotte

Great all-rounder

5
Great features and easy to navigate. I also like that it's a small business. Reviewed on: 25th March 2023
Kat Watson's avatar
Kat Watson

Absolutely amazing

5
I never been good with keeping track of my money and it’s been a lot harder since having my baby. So this app has really helped in a way that I’ve been able to track where my money has gone, and how much I have left. It’s a brilliant app you can take your receipt and put a picture of it with the purchase instead of having a purse full of receipts. It’s helped me out better than I can describe Reviewed on: 25th March 2023
Elly mcfarlane-brook's avatar
Elly mcfarlane-brook

Full visibility like never before!

5
The missing link between my financial worlds Reviewed on: 25th March 2023
Jonny L's avatar
Jonny L

Simple & effective

4
I love Emma. It keeps me on track of my various accounts & to have everything in one place is a game changer Reviewed on: 25th March 2023
Rianna Johnson's avatar
Rianna Johnson

Allowed me to take control of my finances!

5
As a single girl in her 20s living in London, it’s become increasingly difficult financially and I really needed to gain better control of what I was spending. Having Emma has allowed me to spot areas I can cut back, plan for the rest of the month whilst knowing my upcoming payments, and all sorts of other handy tools. I really love the weekly reports too! Thanks Emma, I l finally feel in control and am able to save a tiny amount each month for the first time in a long time. I’m telling all my friends about this app! Reviewed on: 25th March 2023
Amy Nicholson's avatar
Amy Nicholson

Easy and effective

5
I started using Emma as a support to work on my budgeting skills- something I was never very good at! I found that Emma just sorts it all out for me. Gives me a budget forecast and let's me know if there is enough money in my current account to cover my bills. Best app ever! Reviewed on: 25th March 2023
Kelly S's avatar
Kelly S

Excelent service/app

5
Before Emma my ££ were all over the place!! Now i can budget with helo and keep in financial control Reviewed on: 25th March 2023
Robert McLean 's avatar
Robert McLean

So clear

5
Very helpful visual aid to banking. Reviewed on: 25th March 2023
Joanna Curtis's avatar
Joanna Curtis

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