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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing, so beneficial.

5
Emma has helped me manage my budgeting on a monthly basis and allowed me to save up for a house, at this rate I’ll have my deposit in less than 18 months. Couldn’t recommend enough! Reviewed on: 25th March 2023
Hollie 's avatar
Hollie

Dylexia/Dyslaculia friendly!

5
Emma helps me keep track of all my expenses and stick to my budgets with minimal effort! I'm dyslexic and dycalculate so have always struggled with budgeting and keeping track of my own finances, but Emma is so user friendly it takes the stress right out of it. I'd be lost without this app! Reviewed on: 25th March 2023
Gemma's avatar
Gemma

Essential for managing multiple accounts

5
It’s simple to use and keeps everything in one place. You can view transactions from multiple accounts, have a combined budget across accounts, receive alerts if an account is about to be overdrawn and easily transfer money through open banking without having to remember account details. It’s essential if you more than one bank account. Reviewed on: 25th March 2023
Jon's avatar
Jon

Emma is nice but I wouldn't pay for it

4
Emma is nice with the free version but I wouldn't pay for its paid subscriptions Reviewed on: 25th March 2023
Itzhak Stein's avatar
Itzhak Stein

Easily see and manage you finances

5
Using the pro subscription it’s easy to see your incomings, outgoings and committed spending which makes budgeting a lot easier. Reviewed on: 25th March 2023
Blake's avatar
Blake

Life changing

5
Having not been great at managing my finances previously, I can safely say the Emma app turned me into a very good manager of money. It is easy to use, continuously evolving and adding great features. I am not sure where I would be without this app. Reviewed on: 25th March 2023
Juliet Francis's avatar
Juliet Francis

Great summation of my spending

4
It’s everything I need in one place with a great way to spot patterns to save money in the future! Reviewed on: 25th March 2023
Eva's avatar
Eva

Amazing app

5
It is so helpful to have an app with daily reminders spending budgets. It really allows me to see how I can save and in this current climate it’s so helpful Reviewed on: 25th March 2023
Melisa 's avatar
Melisa

Best finance app

5
Best app out there- syncs everything in one place and very user friendly! Reviewed on: 25th March 2023
Denisa Florea's avatar
Denisa Florea

Fantastic app

5
It’s a great app to help me meet my money goals . I love the easy way of viewing all my accounts and seeing my net worth . The daily reminders I love also Reviewed on: 25th March 2023
Alexandria thubron. 's avatar
Alexandria thubron.

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