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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Fantastic

5
Incredibly accurate and efficient money and savings tracking app, updates very quickly after a transaction, very easy to use and by far the best money app I've ever used. Reviewed on: 20th March 2021
Kira Critchlow's avatar
Kira Critchlow

easy-to-use

5
the app UI is intuitively designed, and the app operates on a subscription instead of selling (anonymised) user data. The staff were also helpful when I ran into some issues. Reviewed on: 20th March 2021
Sarah's avatar
Sarah

Very convenient

5
Great app for keeping track of all your accounts in one place. Easy to see exactly how much money, debt and savings you have. Great budgeting tools and money saving tips. Reviewed on: 20th March 2021
Lynne O'Neill's avatar
Lynne O'Neill

A window into my spending

5
This is a great app to capture and categorise all those little “oh it was only £5” type spends that soon add up. Really helpful and has helped me saved thousands over the last 2 years. Reviewed on: 20th March 2021
J's avatar
J

Greart app to track money

5
Does everything I need it to! Makes categories shows predicted spending, bills etc all in one place. Love it Reviewed on: 20th March 2021
Deepa's avatar
Deepa

Finances in order

4
A clean, colourful, well organised app which keeps track of all my finances. It is extremely useful and the extra emma quizzes add a bit of fun too. Reviewed on: 20th March 2021
Anthony Wilcock's avatar
Anthony Wilcock

Revolutionary

5
The ease of being able to connect all of my finance accounts into one place is great. It acts as my personal finance package in my pocket. At the end of each month I am able to export all of my data and produce my personal finance statements to help me on my journey to financial independence. For only £15 a month I could not ask for more! Reviewed on: 20th March 2021
Adam's avatar
Adam

Great app

5
Emma has really helped me to feel more in control of my finances and encouraged me to budget and save. It’s very user friendly and features such as the weekly report are presented in a way that’s both engaging and informative. Having all of my accounts visible in one place is so much easier than logging into several different banking apps. I would highly recommend it to anyone. Reviewed on: 20th March 2021
Fiona's avatar
Fiona

Budgeting made simple!

5
Emma is a brilliantly simple and easy to use app for keeping your finances in check. I find it incredibly useful to see where every penny of my money is going from one payday to the next. I recommend it to everyone Reviewed on: 19th March 2021
Sadie Phillips's avatar
Sadie Phillips

A full view of my finances

5
Emma is great, to have a wholistic view of all my accounts - and they do it in a fun and friendly way :) Reviewed on: 19th March 2021
Jon Hamshaw's avatar
Jon Hamshaw

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