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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

So helpful and getting even better

5
I've been using Emma for a few years now and it's become an essential tool for me and my family to manage our finances. It's so good to be able to see all accounts in one place, offer great categorisation, and help set budgets. I've recommended it to many friends and family members. Go Emma! Reviewed on: 19th March 2021

Clear and informative

3
Simple information at a glance with helpful staff suggestions along the way. Reviewed on: 19th March 2021

Excellent app

5
Emma unlocks to much potential for personal financial planning as I have found first hand. It has helped me to budget and grow my money in this way -- a tool I'm really happy to have acquired through Emma. I worry how I'd be doing without it! Really excellent, helpful and friendly app which I'd always recommend to friends and family. Reviewed on: 19th March 2021

Makes managing your money fun

5
The user experience on Emma makes managing your finances, frankly something that's quite dull, super easy and fun. The user interface is easy to use, each section logical and the fact you can pull in the majority of your accounts means I've basically stopped using my main banking app. Features like the weekly quiz make logging in fun and helps build that important habit of keeping an eye on your spending fun. Reviewed on: 19th March 2021

The best financial budgeting app I have used

5
Intelligent AI based financial budgeting app, the AI on this app is the best and really works through your transactions and intelligently places them into the correct categories and clearly predicts upcoming payments. I have tried alot of apps and this is by far the best. Reviewed on: 19th March 2021

Monitor spending and savings

4
Great for providing an overview of various accounts in one place Reviewed on: 19th March 2021

Easy to use, saving me money

5
A really nifty app that's helped me keep track of all my accounts in one place. Not only that, I've been able to reign in my spending on categories that I've been over-spending and I've saved a lot as a result. Reviewed on: 19th March 2021

Helpful app gives peace of mind

4
Uncomplicated interface , useful features Reviewed on: 19th March 2021

Brilliant APP

5
Amazing way to keep on top of your finances as well as see latest deals on energy broadband and much more. All in the one place. It was so easy to set up and allowed me to collate all my pensions in one place. Can't recommend enough!! Reviewed on: 19th March 2021

Good tracking.

4
Emma is a good tracking tool however I would say that it could display your expenses in a much neater and organized way. Reviewed on: 19th March 2021

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