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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

More control of your money

Since using the Emma app I feel I have more control of my money. I now understand better what areas I spend more in and my general outgoings. This App allows me to budget and save whilst treating myself occasionally. Perfect lockdown app Reviewed on: 19th March 2021

Effortless savings

Very easy to use and effortless. Can forget about and savings pot increases nicely Reviewed on: 19th March 2021

Easy to track

I feel safe using Emma and it has really helped me to track my spending spot anything I don't remember and reduce my spending if I'm going overboard. It easy to track everything I buy and compare my spending month by month. Reviewed on: 19th March 2021

Great App

Made me very much aware of my outgoings. Check this app on a daily basis and am actually saving for the first time in years! Thanks Emma:) Reviewed on: 19th March 2021

Perfect app for budgeting

Simple and easy to use, all you could ask for from a savings app Reviewed on: 19th March 2021

Excellent money management tool

Emma is a fantastic tool to leverage open banking and get a view of your finances, and wealth, in one place. Budgeting is made easy and there are plenty or links and integrations to savings and investment platforms. Reviewed on: 19th March 2021

Smart and easy to use

This is a fantastic savings app, both the free and paid for versions are ace. Really intuitive and took out all the stress of budgeting. It's a breeze now. Their customer service is also outstanding no problem too big or too small and really friendly. Can't rate them enough! Reviewed on: 19th March 2021

Keeps you on track!

I’ve recommended thus app to so many people. I find it easy to use, I’ve saved so much money since starting to use it and I feel so much more in control. Reviewed on: 19th March 2021

So helpful and getting even better

I've been using Emma for a few years now and it's become an essential tool for me and my family to manage our finances. It's so good to be able to see all accounts in one place, offer great categorisation, and help set budgets. I've recommended it to many friends and family members. Go Emma! Reviewed on: 19th March 2021

Clear and informative

Simple information at a glance with helpful staff suggestions along the way. Reviewed on: 19th March 2021

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