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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Excellent app

5
Emma unlocks to much potential for personal financial planning as I have found first hand. It has helped me to budget and grow my money in this way -- a tool I'm really happy to have acquired through Emma. I worry how I'd be doing without it! Really excellent, helpful and friendly app which I'd always recommend to friends and family. Reviewed on: 19th March 2021
Chris Loder's avatar
Chris Loder

Makes managing your money fun

5
The user experience on Emma makes managing your finances, frankly something that's quite dull, super easy and fun. The user interface is easy to use, each section logical and the fact you can pull in the majority of your accounts means I've basically stopped using my main banking app. Features like the weekly quiz make logging in fun and helps build that important habit of keeping an eye on your spending fun. Reviewed on: 19th March 2021
Gretchen Hingston's avatar
Gretchen Hingston

The best financial budgeting app I have used

5
Intelligent AI based financial budgeting app, the AI on this app is the best and really works through your transactions and intelligently places them into the correct categories and clearly predicts upcoming payments. I have tried alot of apps and this is by far the best. Reviewed on: 19th March 2021
Nick's avatar
Nick

Monitor spending and savings

4
Great for providing an overview of various accounts in one place Reviewed on: 19th March 2021
Tim's avatar
Tim

Easy to use, saving me money

5
A really nifty app that's helped me keep track of all my accounts in one place. Not only that, I've been able to reign in my spending on categories that I've been over-spending and I've saved a lot as a result. Reviewed on: 19th March 2021
Paulaccc's avatar
Paulaccc

Helpful app gives peace of mind

4
Uncomplicated interface , useful features Reviewed on: 19th March 2021
Leonard Rowe's avatar
Leonard Rowe

Brilliant APP

5
Amazing way to keep on top of your finances as well as see latest deals on energy broadband and much more. All in the one place. It was so easy to set up and allowed me to collate all my pensions in one place. Can't recommend enough!! Reviewed on: 19th March 2021
Gillian's avatar
Gillian

Good tracking.

4
Emma is a good tracking tool however I would say that it could display your expenses in a much neater and organized way. Reviewed on: 19th March 2021
Ricardo's avatar
Ricardo

Emma makes budget control so easy!

5
This app is a really a game changer. I love to be able to connect my bank accounts and see all my expenses in one platform. Emma is very easy to use and have a lovely interface! Reviewed on: 19th March 2021
Emre Erdogan's avatar
Emre Erdogan

A starrrrrr

5
A very good app that helps keep me on top of all my finances from my banks and cards!! Really really usefull!!! Reviewed on: 19th March 2021
Nickd1892's avatar
Nickd1892

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