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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great to get a full picture of your money

5
It very easily allows you to see all of your account together Reviewed on: 19th March 2021

Take control of your finances like never before

5
Easy set up. A notification every morning of the status of all my accounts. Brilliant app. Reviewed on: 19th March 2021

Excellent

5
Emma has brought my financial sense back together. I am no longer allover the place. Reviewed on: 19th March 2021

Quick and easy set-up

5
So since using Emma, I have been able to budget efficiently to get rid of I'd say about half of my debt so far :D It links to yours banks easily and categorises everything for you with the option to change the cat of each spend to know what's being spent on what. Reviewed on: 19th March 2021

The free version is so good, I'll be upgrading

5
My experience so far has been nothing but good. My weekly summaries provide me with great insight into my spendings and financial position. The budgeting is also a great help, although limited in the free version, it's still very beneficial for planning Reviewed on: 19th March 2021

Fantastic App

5
This app has been a life saver during challenging times, it has helped me reorganise my finances Reviewed on: 19th March 2021

Amazing!!!

5
Amazing app I wish I had found this sooner, everything i need in one place. Reviewed on: 19th March 2021

Great app that works with my life and finances

5
Have used similar apps in the past but found them time consuming and less-than-smart despite their promises. Emma feels and works differently, it takes minimal time and input for it to work intuitively with my accounts. Have already recommended it to friends who are looking for similar tech to bring their finances together in one place. Really good app and appreciate the info they share regarding next steps they're making to make it even better. Reviewed on: 19th March 2021

Really, really good.

5
This is the best app I have used for budgeting. Really easy to understand, helpful and a great customer service team. Reviewed on: 19th March 2021

Awesomesauce!

5
Brilliant app for budgetting and getting a clear overview of your accounts! Reviewed on: 19th March 2021

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