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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great to get a full picture of your money

It very easily allows you to see all of your account together Reviewed on: 19th March 2021

Take control of your finances like never before

Easy set up. A notification every morning of the status of all my accounts. Brilliant app. Reviewed on: 19th March 2021

Excellent

Emma has brought my financial sense back together. I am no longer allover the place. Reviewed on: 19th March 2021

Quick and easy set-up

So since using Emma, I have been able to budget efficiently to get rid of I'd say about half of my debt so far :D It links to yours banks easily and categorises everything for you with the option to change the cat of each spend to know what's being spent on what. Reviewed on: 19th March 2021

The free version is so good, I'll be upgrading

My experience so far has been nothing but good. My weekly summaries provide me with great insight into my spendings and financial position. The budgeting is also a great help, although limited in the free version, it's still very beneficial for planning Reviewed on: 19th March 2021

Fantastic App

This app has been a life saver during challenging times, it has helped me reorganise my finances Reviewed on: 19th March 2021

Amazing!!!

Amazing app I wish I had found this sooner, everything i need in one place. Reviewed on: 19th March 2021

Great app that works with my life and finances

Have used similar apps in the past but found them time consuming and less-than-smart despite their promises. Emma feels and works differently, it takes minimal time and input for it to work intuitively with my accounts. Have already recommended it to friends who are looking for similar tech to bring their finances together in one place. Really good app and appreciate the info they share regarding next steps they're making to make it even better. Reviewed on: 19th March 2021

Really, really good.

This is the best app I have used for budgeting. Really easy to understand, helpful and a great customer service team. Reviewed on: 19th March 2021

Awesomesauce!

Brilliant app for budgetting and getting a clear overview of your accounts! Reviewed on: 19th March 2021

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