Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Fantastic money management app

I have ASD and Emma really helps those of us with learning disabilities. I have always struggled with savings. Emma shows you week in week out where you money is going. You get a weekly review. Some weeks I spent a lot in WHsmiths when at work others take always. Having a weekly review helps you. Understand where your money is going and where you can save and cut back. Reviewed on: 19th March 2021

Great interface, easy to use

Just a great app, looks good, intuitive, breaks it down exactly as I'd like to see it Reviewed on: 19th March 2021

Great app

Has given insight into spending habits that is more than "x% of spending went to entertainment" and called out my deliveroo addiction Reviewed on: 19th March 2021

Best app I have found to date

Able to connect all my bank accounts and investing accounts so can see all my portfolio straight away. Easy to use for tracking subscriptions and reoccurring payments! Reviewed on: 19th March 2021

Finance on autopilot

Cannot rate this app highly enough. So easy to tag transactions with a category, set budgets and manage subscriptions. I open Emma every day to see where I'm up to with my subscription payments. I then export my transactions once a month so I can split house bills. Reviewed on: 19th March 2021

Organised my finances

Brilliant app and really helped me keep track of everything I was spending and saving. Really shocked to see the amounts I was spending on certain retailers. Reviewed on: 19th March 2021

Awesome!

Easy to use interface, and seamlessly connects my bank accounts. Reviewed on: 19th March 2021

Extremely useful and helpful

Extremely useful and helpful. Helped me out with savings and pointless spending. Highly recommend using this service. And it’s free! Reviewed on: 19th March 2021

The free features are great

I love this app it’s really helped me get my money management on track. I just wish I didn’t have to pay for extra features or it was cheaper. Reviewed on: 19th March 2021

Good overview/budgeting app

An easy way to see all your accounts together and keep budgets Reviewed on: 19th March 2021

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Money Transfer
from Smart Currency Exchange 4.16 from 33 reviews
App
from You Need a Budget (YNAB) 4.34 from 10 reviews
Real time receipts
from Flux 4.77 from 98 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub