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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Fantastic money management app

5
I have ASD and Emma really helps those of us with learning disabilities. I have always struggled with savings. Emma shows you week in week out where you money is going. You get a weekly review. Some weeks I spent a lot in WHsmiths when at work others take always. Having a weekly review helps you. Understand where your money is going and where you can save and cut back. Reviewed on: 19th March 2021

Great interface, easy to use

5
Just a great app, looks good, intuitive, breaks it down exactly as I'd like to see it Reviewed on: 19th March 2021

Great app

5
Has given insight into spending habits that is more than "x% of spending went to entertainment" and called out my deliveroo addiction Reviewed on: 19th March 2021

Best app I have found to date

5
Able to connect all my bank accounts and investing accounts so can see all my portfolio straight away. Easy to use for tracking subscriptions and reoccurring payments! Reviewed on: 19th March 2021

Finance on autopilot

5
Cannot rate this app highly enough. So easy to tag transactions with a category, set budgets and manage subscriptions. I open Emma every day to see where I'm up to with my subscription payments. I then export my transactions once a month so I can split house bills. Reviewed on: 19th March 2021

Organised my finances

4
Brilliant app and really helped me keep track of everything I was spending and saving. Really shocked to see the amounts I was spending on certain retailers. Reviewed on: 19th March 2021

Awesome!

4
Easy to use interface, and seamlessly connects my bank accounts. Reviewed on: 19th March 2021

Extremely useful and helpful

5
Extremely useful and helpful. Helped me out with savings and pointless spending. Highly recommend using this service. And it’s free! Reviewed on: 19th March 2021

The free features are great

4
I love this app it’s really helped me get my money management on track. I just wish I didn’t have to pay for extra features or it was cheaper. Reviewed on: 19th March 2021

Good overview/budgeting app

4
An easy way to see all your accounts together and keep budgets Reviewed on: 19th March 2021

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