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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

Makes budgeting so simple!

5
A well-designed, well maintained app with an excellent range of integrations. Perfect for creating budgets and keeping a track of all my financials. Reviewed on: 19th March 2021

Love it

5
I love Emma. It has completely changed the way I spend and has helped us pay off loads of debt. Friendly, easy to use, light and engaging. Reviewed on: 19th March 2021

Great app for a consolidated view of your finances

5
User-friendly, engaging, and I use it every day to manage and keep an eye on my finances - well-done team Emma! Reviewed on: 19th March 2021

Useful and informative App

5
All my financial data collated and accessible in one place. Well worth having! Reviewed on: 19th March 2021

Flexible & Easy to Use

5
I used to always have trouble keeping track of multiple bank accounts and credit cards throughout the month. Emma makes it so easy to check in - even on a daily basis - to make sure I’m on track for my monthly budget. Reviewed on: 19th March 2021

Simple to use

5
A great app that is simple to use and really helps me budget. I get paid every 4 weeks and this app has the flexibility to accomodate that. Reviewed on: 19th March 2021

New Perspectives

5
Emma helped me see my finances from a completely different perspective, clear my debts, invest and save, now I'm in positive net worth for the first time in ten years! Highly recommended! Reviewed on: 19th March 2021

Great

5
So easy to use, helps me categorise and keep a track on my money and payments. Reviewed on: 19th March 2021

Connect your bank accounts and BAM. You're in control!

5
Emma makes it super easy to track your finances across multiple bank accounts, credit cards and even your savings and investment accounts. I can also easily see how much I'm spending on different categories and reduce my outgoings by cutting down in areas we're overspending (Deliveroo - guilty!). Thanks Emma, you rock! Reviewed on: 19th March 2021

Has helped me understand my finances and stay on top of them.

5
Before I used Emma, I had money and debt across multiple accounts. Emma provides a clear way to see my finances and understand my outgoings better than any other app. Reviewed on: 19th March 2021

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