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Emma: Savings App reviews

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4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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87%
See only 4 star reviews
12%
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1%
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0%
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0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

Helped me understand where my money was going

5
Being able to see summaries across my different accounts helped me to see where my money was going. Although it wasn't the only factor, it certainly helped me turn around my personal debt. Thanks Emma Team! Reviewed on: 19th March 2021
Struan's avatar
Struan

Great way to keep track of finances!

4
Emma app is a great app that I've recently started using. It keeps me ontop of my finances so I know exactly what is going on. My only quibble is that I wish my current account bank would allow the API for Emma. I'm not sure if this is Emma or Co-operative, but other than that brilliant! Reviewed on: 19th March 2021
Rikki Marc Arnold's avatar
Rikki Marc Arnold

Helped me save!

4
This app is really intuitive and has helped me save and manage my money better. It's weekly reports help highlight spending habits. So helpful and organized Reviewed on: 19th March 2021
Pippa's avatar
Pippa

Ticks all the boxes

4
I’ve tried so many budgeting apps and kept reverting to my excel spreadsheet. This app, for the first time, does everything I need and more. I’m always amazed at how little time I spend managing our finances these days. Reviewed on: 19th March 2021
ChristinaLealOlivas's avatar
ChristinaLealOlivas

Excellent discovery

5
Excellent budgeting ability. All financial streams viewable on one app Reviewed on: 19th March 2021
Julia Watson's avatar
Julia Watson

Brilliant!

5
Keeps me on track and so easy to use!! 100% recommend Reviewed on: 19th March 2021
Charlotte Abbott's avatar
Charlotte Abbott

How Open Banking Shoukd Work

4
Managing personal finances is made easy with this app. Reviewed on: 19th March 2021
Andrew Broadbent's avatar
Andrew Broadbent

A dawning of personal financial consciousness

5
It’s surprisingly reassuring to analyse the personal financial side of life with EMMA and it’s getting better. Reviewed on: 19th March 2021
Robert 's avatar
Robert

Best app I've ever used

5
I can always follow my bills. Every day I have a notification to say how much money is on my account etc.. Very useful application. Reviewed on: 19th March 2021
Safronova Jana's avatar
Safronova Jana

Emma gets your money going and makes you save

5
Emma is the best budgeting and savings app on the market. It is totally user friendly and 100% flexible. Their customer service goes above and beyond to meet customers’ expectations. Have been with them guys for like three years now and I am really I had come across this app. Short and long term goals could easily be set to meet your personal circumstances. Thank YOU kindly EMMA Reviewed on: 19th March 2021
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Vlad Tufan

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