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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Helped me save!

This app is really intuitive and has helped me save and manage my money better. It's weekly reports help highlight spending habits. So helpful and organized Reviewed on: 19th March 2021

Ticks all the boxes

I’ve tried so many budgeting apps and kept reverting to my excel spreadsheet. This app, for the first time, does everything I need and more. I’m always amazed at how little time I spend managing our finances these days. Reviewed on: 19th March 2021

Excellent discovery

Excellent budgeting ability. All financial streams viewable on one app Reviewed on: 19th March 2021

Brilliant!

Keeps me on track and so easy to use!! 100% recommend Reviewed on: 19th March 2021

How Open Banking Shoukd Work

Managing personal finances is made easy with this app. Reviewed on: 19th March 2021

A dawning of personal financial consciousness

It’s surprisingly reassuring to analyse the personal financial side of life with EMMA and it’s getting better. Reviewed on: 19th March 2021

Best app I've ever used

I can always follow my bills. Every day I have a notification to say how much money is on my account etc.. Very useful application. Reviewed on: 19th March 2021

Emma gets your money going and makes you save

Emma is the best budgeting and savings app on the market. It is totally user friendly and 100% flexible. Their customer service goes above and beyond to meet customers’ expectations. Have been with them guys for like three years now and I am really I had come across this app. Short and long term goals could easily be set to meet your personal circumstances. Thank YOU kindly EMMA Reviewed on: 19th March 2021

Analyse your finances at no time

I have been looking for a reliable application that automatically feeds the data from my bank. I went through several apps but none were nearly as good as Emma and some of them were paid ones. Emma is great! it's not only synch with my bank account but also categories the spendings and highlights the potential savings. I really love it! Reviewed on: 19th March 2021

Game Changer

I've been a user of Emma for a little over 1 year and haven't looked back. Slick, easy to use and integrations that don' break every 2 weeks like some of the other apps. 5/5 Reviewed on: 19th March 2021

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