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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Outstanding and easy to use

5
Ever since I started using Emma I find myself being at ease with how much I can relax and not worry about how much I’m spending , it’s an outstanding service and so easy to use I highly recommend it. Reviewed on: 19th March 2021

Fantastic little bear

5
Gives me helpful reminders and helps me to keep track of what I'm spending on! Reviewed on: 19th March 2021

Excellent app

5
Everything all in one place and super easy to use. Can see where you money is going and the little reports are great. Well recommended Reviewed on: 19th March 2021

Fantastic App

5
This is a great app, a one stop place to check all my finances in my go. Quick to find the information I need. Highly recommend it. Reviewed on: 19th March 2021

Master of Finance

4
User friendly and comprehensive overview of all your financial data in one place makes management much simpler. Reviewed on: 19th March 2021

Easy to use

5
Emma is a great app. Clear and easy to use, I can see all of my income and expenses in one place. The categories help me manage my outgoings and I can see where I’m spending too much!! Reviewed on: 19th March 2021

All good

4
The free version is good to review income and expenditure. Gives opportunity to keep track of the budget. Reviewed on: 19th March 2021

Convenient and easy to use.

4
I love this app. It makes budgeting so much easier and is very easy to use. I've already recommended it to other people. I like that everything can be split down into categories so you can see where you are spending your money. Reviewed on: 19th March 2021

Fresh

5
A fresh and friendly App, definitely worth trying Reviewed on: 19th March 2021

Cool

5
Fancy features with a friendly attitude Reviewed on: 19th March 2021

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