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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Nice service

We can control our finances and it’s really helpful app. Saves lot of fine as well Reviewed on: 19th March 2021

Everything in one place

Emma is really helpful with my day to day financing. From bills to luxuries, no matter the finance, Emma has me covered. Emma, will you marry me... Reviewed on: 19th March 2021

It put all all finances into perspective

Having easy access, to see all my accounts, in the same place. The weekly updates. As well as, being able to see my cash flow net worth, that was the real game charger for me. After that, I started recommending the app not to long after downloading it Reviewed on: 19th March 2021

Great tracker

Been using it to help see where my money disappears to. Now its been made very clear to me, i am saving nearly 100-200 a month! Thank you Reviewed on: 19th March 2021

Great Finance App

The app brings all of my finances into one easy to use interface, plenty of customisation available. I have used the app to help me save £20,000 during the covid pandemic, it's been a huge success. Reviewed on: 19th March 2021

Great summary of finances

Has really helped me be mindful of my spending. Great way to visualise what's coming in and what's going out Reviewed on: 19th March 2021

The best

I have all of the free UK budget apps Emma is definitely the best. Pay cycles, budget tracker, daily account updates and the weekly spending always makes me laugh Reviewed on: 19th March 2021

Overall the best Finance App for 2021!

Easy to use, customer friendly, and you have oversight of all of your cards together in one place! Reviewed on: 19th March 2021

Great for day to day managing of finances

Useful for keeping track of current/savings/investments overall in one single app. The range of supported accounts could do with improving. But the option of 'offline accounts' for unsupported account types, custom spending categories and exporting data into .csv format for spreadsheets makes up for this. Reviewed on: 18th March 2021

Great app

Ive not used it much or for a long time but ive found it very user friendly and it has great features and reminders :) 10/10 Reviewed on: 18th March 2021

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