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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

A great new way to save, and have fun whilst doing it

5
I am so glad that I stumbled across Emma while in lockdown. I was really concerned about my fiancé’s and not knowing if I’d be ok when covid hit. Then Emma came my way. I have found it to be such a fantastic tool to ensure that I can save money whilst still living a manageable lifestyle. I love the daily alerts, I love the daily breakdowns and weekly reports. This has kept me on track, and whilst I have to be mindful not to over spend Emma ensures that I continue to keep to a strict plan. Budgeting has never been easier for me, and I am really glad that this app came about m. I recommend it to family and friends especially as Emma always offers these amazing incentives as well. Lastly I love the fact that Emma continues to be engaging by encouraging you to play games and have a laugh. Emma is a complete game changer for me. Reviewed on: 18th March 2021

Great app

5
Great app to keep an overview of your budget and track spendings from different debit and credit cards. Reviewed on: 18th March 2021

Life made easy

5
Makes me constantly aware of my spending and encourages saving. Budget lifesaver! Reviewed on: 18th March 2021

Great app

4
I'm not much of a fintech guru, but the easy UX and UI makes Emma a pleasure to use. Plus the quizzes are clever. Reviewed on: 18th March 2021

Finsncial Info at Your Fingertips

5
Simple, accessible financial info on multiple accounts in one place Reviewed on: 18th March 2021

Great saving app

4
Easy to use savings app that can be used to track spending and saving. Reviewed on: 18th March 2021

Emma

5
Best financial management app out there Reviewed on: 18th March 2021

Amazing budgeting app!!!

5
So easy to track everything! Love the layout. So user friendly Reviewed on: 18th March 2021

Easy to use, very easy to understand

4
Emma is very useful at working at where my money is 'disappearing' to, makes it simple to know how much I have in my account, which credit cards I have used, the loans that I have and how much everything is worth to me over all It helps me to budget what i spend and keeps me from over spending (I love to spend) Highly recommended to anyone who wants to keep on top of their finance on there phone, it's very better when you go pro Reviewed on: 18th March 2021

Personal accountant

5
Efficient/ Great accountant / record keeper right in your pocket. Reviewed on: 18th March 2021

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