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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

I love Emma!

Can't live without this app. Best on the market. Reviewed on: 18th March 2021

Works a treat

Tracks everything so easily, very user friendly. Reviewed on: 18th March 2021

Innovative and reliable

Emma is one of the most reliable apps for syncing data, something which many other apps struggle with. In addition it has innovative features such as automated subscription tracking and custom pay period which make tracking and managing finances easy Reviewed on: 18th March 2021

Great finance app - so easy to use

Really easy to use and get good views of how much I spend on deliveroo! Love the weekly quiz and the slide show reports! Have recommended to lots of friends who also find the app super interesting Reviewed on: 18th March 2021

One single app to rule all your moneys!

The ONLY app that allows you to manage current accounts, savings, loans, investments and keep an eye on your budgets and bills, including perks and even a weekly quiz to win 500k! Reviewed on: 18th March 2021

Amazing app

This app has helped me control my spendings and makes it easier for me to set limits and see where I’m over spending. Definitely recommend this app!! Reviewed on: 18th March 2021

One place to look

Lovely interface with easy links to my various bank accounts. Very easy to categorise expenditure and it shows a sometimes depressing daily progress against a monthly spend target. Keep track of anything you want and find whatever you want easily. Nice. Reviewed on: 18th March 2021

My financial brain

Excellent keeps me financially stable. Highly recommend Reviewed on: 18th March 2021

A great new way to save, and have fun whilst doing it

I am so glad that I stumbled across Emma while in lockdown. I was really concerned about my fiancé’s and not knowing if I’d be ok when covid hit. Then Emma came my way. I have found it to be such a fantastic tool to ensure that I can save money whilst still living a manageable lifestyle. I love the daily alerts, I love the daily breakdowns and weekly reports. This has kept me on track, and whilst I have to be mindful not to over spend Emma ensures that I continue to keep to a strict plan. Budgeting has never been easier for me, and I am really glad that this app came about m. I recommend it to family and friends especially as Emma always offers these amazing incentives as well. Lastly I love the fact that Emma continues to be engaging by encouraging you to play games and have a laugh. Emma is a complete game changer for me. Reviewed on: 18th March 2021

Great app

Great app to keep an overview of your budget and track spendings from different debit and credit cards. Reviewed on: 18th March 2021

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