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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Life made easy

5
Makes me constantly aware of my spending and encourages saving. Budget lifesaver! Reviewed on: 18th March 2021

Great app

4
I'm not much of a fintech guru, but the easy UX and UI makes Emma a pleasure to use. Plus the quizzes are clever. Reviewed on: 18th March 2021

Finsncial Info at Your Fingertips

5
Simple, accessible financial info on multiple accounts in one place Reviewed on: 18th March 2021

Great saving app

4
Easy to use savings app that can be used to track spending and saving. Reviewed on: 18th March 2021

Emma

5
Best financial management app out there Reviewed on: 18th March 2021

Amazing budgeting app!!!

5
So easy to track everything! Love the layout. So user friendly Reviewed on: 18th March 2021

Easy to use, very easy to understand

4
Emma is very useful at working at where my money is 'disappearing' to, makes it simple to know how much I have in my account, which credit cards I have used, the loans that I have and how much everything is worth to me over all It helps me to budget what i spend and keeps me from over spending (I love to spend) Highly recommended to anyone who wants to keep on top of their finance on there phone, it's very better when you go pro Reviewed on: 18th March 2021

Personal accountant

5
Efficient/ Great accountant / record keeper right in your pocket. Reviewed on: 18th March 2021

Great little app

4
I’m a new user and am still learning all the options available and how they work. So far, so good, however, and once I upgrade to Pro, I’m keen to see how many more options are available. Great work! Reviewed on: 18th March 2021

The most helpful app

5
I have tried many different apps, such as YNAB and Cleo. Emma has the most features and is the most user friendly, it keeps you updated every day with your total and your individual budgets. All round amazing Reviewed on: 18th March 2021

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