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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Life made easy

Makes me constantly aware of my spending and encourages saving. Budget lifesaver! Reviewed on: 18th March 2021

Great app

I'm not much of a fintech guru, but the easy UX and UI makes Emma a pleasure to use. Plus the quizzes are clever. Reviewed on: 18th March 2021

Finsncial Info at Your Fingertips

Simple, accessible financial info on multiple accounts in one place Reviewed on: 18th March 2021

Great saving app

Easy to use savings app that can be used to track spending and saving. Reviewed on: 18th March 2021

Emma

Best financial management app out there Reviewed on: 18th March 2021

Amazing budgeting app!!!

So easy to track everything! Love the layout. So user friendly Reviewed on: 18th March 2021

Easy to use, very easy to understand

Emma is very useful at working at where my money is 'disappearing' to, makes it simple to know how much I have in my account, which credit cards I have used, the loans that I have and how much everything is worth to me over all It helps me to budget what i spend and keeps me from over spending (I love to spend) Highly recommended to anyone who wants to keep on top of their finance on there phone, it's very better when you go pro Reviewed on: 18th March 2021

Personal accountant

Efficient/ Great accountant / record keeper right in your pocket. Reviewed on: 18th March 2021

Great little app

I’m a new user and am still learning all the options available and how they work. So far, so good, however, and once I upgrade to Pro, I’m keen to see how many more options are available. Great work! Reviewed on: 18th March 2021

The most helpful app

I have tried many different apps, such as YNAB and Cleo. Emma has the most features and is the most user friendly, it keeps you updated every day with your total and your individual budgets. All round amazing Reviewed on: 18th March 2021

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