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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
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1%
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0%
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0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

The best personal assistant!

5
I love this app for tracking day to day finances. It's so simple and easy, and tells you everything you need right at the swipe of a finger. Reviewed on: 18th March 2021

Super app. Very helpful.

5
I’ve used a few apps that combine all your bank accounts but Emma is far and away the easiest and fastest to use. Reviewed on: 18th March 2021

So easy to see what we are spending on!

5
I needed to manage our finances better after being made redundant during Covid 1st lockdown. This app is great for controlling spending but also seeing how much we spend as a family on all things. Reviewed on: 18th March 2021

My one stop shop for my finance overview

5
I live this app for supporting my day-day finance, and for once in an app, the longer I use it, the more I learn and the more valuable I find it is to me. Its a helpful guide to my everyday budgeting/spending, and also the bigger picture reminder of savings/mortgage/investments, makes me more reassured we're moving in a right direction as a family. Cheers Emma Reviewed on: 18th March 2021

Emma App

5
Emma is the best personal finance app to monitor your earnings, spending, and savings. I personally recommend it as it helped me to save my money. Reviewed on: 18th March 2021

Amazing Birdseye view of finances

5
Thanks to this app I have a clear picture of my finances that would otherwise be complicated to get Reviewed on: 18th March 2021

Very easy to use and integrated well with all my banks and cards.

5
I like Emma's sorting algorithm which works well - and the app is fast and smooth which is important for me. Reviewed on: 18th March 2021

Fantastic

5
This clever little app has helped me since the day I downloaded it. Found it by chance but have told everyone I know all about it. To say I'm not very good with cash is an understatement....but Emma really has helped me and I'm sure other really keep an eye on what you have. Reviewed on: 18th March 2021

Great App but....

4
.....Emma overplays recommendation to friends via an irritating referral icon that clutters the screen. There are more subtle ways to have this function made available. The budgetary elements are great and I am pleased overall with the app Reviewed on: 18th March 2021

Fantastic app! Must have finance app for everyone

5
Emma is more than just an aggregator app i.e the ones which only show your net worth by connecting through all your bank accounts and pensions. It has the insights features which lets you know across all your spending where you are overspending and how you can control them. For e.g I didn’t realise until I got the insight that I was spending almost £200 on Ubers per month! Reviewed on: 18th March 2021

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