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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

They've thought of everything and it all works!

5
Tried a whole bunch of different apps them found Emma and it's great! Does everything we need and more. We use it as a couple and it's helped us avoid so many arguments Reviewed on: 18th March 2021

My Daily Go-To App.

5
Incredible app, solving a real problem, amazing UI. Highly recommended easy way to view all your accounts in one place. Reviewed on: 18th March 2021

Very useful

4
Very useful as a way of seeing the total balance over a number of accounts and providing basic budgeting facilities. Reviewed on: 18th March 2021

Best finance app

4
This app is very good at keeping track of your income and expenses while helping to set goals to reach Reviewed on: 18th March 2021

Amazing app

5
Really helped with finances, best app Reviewed on: 18th March 2021

Helped me from day 1

5
I love this app, since day 1 Emma has really impacted my finances and kept me on track! I can’t rate enough! Reviewed on: 18th March 2021

Helpful, easy to use and been a great help

5
Wasn't sure at first what to expect, but Emma App has been used every day to check all my finances and would be lost without it now, totally worth it and been looking forward to see it grow and become even better. Reviewed on: 18th March 2021

Great saving app

5
Helps you keep track of your spending, subscriptions & savings! Reviewed on: 18th March 2021

The best personal assistant!

5
I love this app for tracking day to day finances. It's so simple and easy, and tells you everything you need right at the swipe of a finger. Reviewed on: 18th March 2021

Super app. Very helpful.

5
I’ve used a few apps that combine all your bank accounts but Emma is far and away the easiest and fastest to use. Reviewed on: 18th March 2021

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