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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Emma keeps me accountable

5
The Emma App keeps me accountable on my spending. Regular balance updates, alerts and advice on my budgets keep me aware of where I am with my finances on a daily basis Reviewed on: 5th April 2023

The best

5
Love being part of this product as it grows Reviewed on: 5th April 2023

Easy to use and fun

5
Dynamic lay out , seamless functionality and saturated with features this app makes saving money a breeze. Reviewed on: 5th April 2023

Easy to use

5
Emma, is easy to use and very helpful. It keeps you up to date with your spending which is very helpful Reviewed on: 5th April 2023

The app is perfect

5
It helps me keep track of my finances in just one place which is awesome. Reviewed on: 5th April 2023

Amazing

5
Emma has helped me budget so much better and saved me plenty of cash Reviewed on: 5th April 2023

Easy to set up and use right away

5
I had the app synced with my accounts in minutes, and am now able to see much more quickly where my money is going so that I can stay on top of my budgeting. Reviewed on: 5th April 2023

Emma review

5
Emma really just makes life so much easier with reference to my finances. Don’t know what I’d do without it now that Iv used it Reviewed on: 5th April 2023

Life saver!

5
I wouldn’t be able to budget without Emma!! Reviewed on: 5th April 2023

Truly Useful App

5
Refreshingly different in terms of usability Reviewed on: 5th April 2023

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