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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Saving to make good financial practices

Since using Emma I've been able to track my spending a lot better just by having the daily updates of all my funds. I've been able to set categories and managed to finally understand how to be a good saver! I had burnt through all my savings and after using Emma I now have enough money to cover any emergencies that come up, take a holiday and cover all my expenses for a couple months. It's great! Reviewed on: 5th April 2023

Super Easy, Super Helpful!

Super easy to use, and really helpful to manage your money and see everything in one place! Reviewed on: 5th April 2023

nice appp

i love this app i have all my account in one ! Reviewed on: 5th April 2023

Easy to use

Give full insite of your spending in daily,weekly and monthly reports Reviewed on: 5th April 2023

Your money all in one place

I love being able to see all my bank accounts and pots in one place rather than logging into different apps. You can save money with setting a budget and monitor how your spent is that month. Helps save time when budgeting. Reviewed on: 5th April 2023

A great personal finance app!

Really easy to use and very intuitive. It helps you to organise your personal finance. LOVING IT ❤️ Reviewed on: 5th April 2023

Track net worth

I like to have things all in one place so tracking my net worth across banks, investments and others in offline accounts is super useful. Reviewed on: 5th April 2023

Amazing

Easy app to use let’s you see you’re accounts all in one and what you’re spending to manage you’re money better Reviewed on: 5th April 2023

Keep track of my spendings

Emma avoids me the hassle to manually go through my different accounts every months and provide the right insights! Reviewed on: 5th April 2023

Reminders

I like getting daily notifications, it keeps my savings goals on my mind which I find helpful. Reviewed on: 5th April 2023

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