Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Savings App reviews (3559)

Amazing app

5
Such a good company helps me organize my entire life Reviewed on: 5th April 2023

Keeps you on track

5
Very helpful app for keeping a budget and seeing all accounts in one place Reviewed on: 5th April 2023

Good app for beginners

5
Emma is nice and quite complete, dispute I’m using the free account. It allows me to understanding my spending, set up a budget and it’s the first time I’m investing a very few money to understand how the investments work. Reviewed on: 5th April 2023

Recommend

5
I recommend Emma to people because the service they offer is optimal Reviewed on: 5th April 2023

Does what it says

5
Easy to use app thats very useful for tracking your spending Reviewed on: 5th April 2023

the best choice in money i could've made

5
Emma is the best money-saving app that I could've chose Reviewed on: 5th April 2023

Good app

5
Good app for financial Summary and open banking Reviewed on: 5th April 2023

My own personal accountant

5
I started using Emma during university to try and organise my finances. It helped me ration my spending and organise my finances throughout each term. Since graduating, Emma has allowed me to consolidate my financial planning to one clear and functional app. I was a financial novice before using Emma. It has taught me how to monitor and understand my spending really well. I’m very happy that I started using this service! Reviewed on: 5th April 2023

Best Management platform

5
As a person who likes everything to be perfectly organised, this app provides the platform to organise all my bank details at one place and manage my work life efficiently Reviewed on: 5th April 2023

great

5
love it, so user friendly and great service Reviewed on: 5th April 2023

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review