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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing app

5
Such a good company helps me organize my entire life Reviewed on: 5th April 2023
Selin Bozkurt's avatar
Selin Bozkurt

Keeps you on track

5
Very helpful app for keeping a budget and seeing all accounts in one place Reviewed on: 5th April 2023
Antonia's avatar
Antonia

Good app for beginners

5
Emma is nice and quite complete, dispute I’m using the free account. It allows me to understanding my spending, set up a budget and it’s the first time I’m investing a very few money to understand how the investments work. Reviewed on: 5th April 2023
Marilena De Vita's avatar
Marilena De Vita

Recommend

5
I recommend Emma to people because the service they offer is optimal Reviewed on: 5th April 2023
Jeremy's avatar
Jeremy

Does what it says

5
Easy to use app thats very useful for tracking your spending Reviewed on: 5th April 2023
Ozan Coban's avatar
Ozan Coban

the best choice in money i could've made

5
Emma is the best money-saving app that I could've chose Reviewed on: 5th April 2023
Jarrod Taylor's avatar
Jarrod Taylor

Good app

5
Good app for financial Summary and open banking Reviewed on: 5th April 2023
Ryan Davis's avatar
Ryan Davis

My own personal accountant

5
I started using Emma during university to try and organise my finances. It helped me ration my spending and organise my finances throughout each term. Since graduating, Emma has allowed me to consolidate my financial planning to one clear and functional app. I was a financial novice before using Emma. It has taught me how to monitor and understand my spending really well. I’m very happy that I started using this service! Reviewed on: 5th April 2023
Leon Elliott's avatar
Leon Elliott

Best Management platform

5
As a person who likes everything to be perfectly organised, this app provides the platform to organise all my bank details at one place and manage my work life efficiently Reviewed on: 5th April 2023
Ayushi Jain's avatar
Ayushi Jain

great

5
love it, so user friendly and great service Reviewed on: 5th April 2023
bella's avatar
bella

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