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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing app

Thanks to Emma I manage to understand my spendings which means I made more savings. Thank you Emma Reviewed on: 5th April 2023

Well knowledgeable company

I started using Emma when i wanted to save up money for a house without a clue on how the whole process of buying and mortgages works. Once i started using it i found vast amounts of information on these issues and they were explained in layman’s terms. Cant fault them. Reviewed on: 5th April 2023

Emma Is A Game Changer

As a student working hard to survive on a super tight budget I am so grateful to have found Emma, absolute game changer - I feel a million times calmer and highlyyy recommend to everyone! x Reviewed on: 5th April 2023

Easy and effortless financial support

Emma makes my life easier. Everyday. Effortless Reviewed on: 5th April 2023

Wonderful easy to use app!

I adore that Emma allows you to customise your finances in any way you wish. It makes it even easier to know exactly what I'm spending and where! Reviewed on: 5th April 2023

Fantastic app

It’s been absolutely wonderful to use Zopa for savings. The clean and simple interface and ease of use has been very valuable to me. I am always more than happy to recommend to friends. Reviewed on: 5th April 2023

Lovely Reminder

I have been using Emma to keep track of how much I spend as a student and so far I have managed to save on my overall spending Reviewed on: 5th April 2023

Useful app

Very handy for getting a grasp of your finances and has many features to help you get on top of things. Reviewed on: 5th April 2023

Time Saver

No longer do I search for transactions across multiple apps. Tracking subscriptions is a breeze. The app functions very well, is fast and is well-designed. I also love that you can setup groups to share costs. Reviewed on: 5th April 2023

very good

i like them a lot for money saving help and budgeting Reviewed on: 5th April 2023

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