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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Great Budgeting Tool with bank feed

5
It’s easy to use and helps you to see where to change spending habits and achieve your goals. Reviewed on: 4th April 2023

Amazing budgeting App

5
Amazing budgeting App, it had great contribution whilst managing my finances, with the help of Emma I have made great difference in my finances. Reviewed on: 4th April 2023

Financial Awareness Booster

5
Loved it for the clarity that it brings when it comes to where the money goes. Also, great for creating the habit to check in with your budgets. Reviewed on: 4th April 2023

Highly recommend this app

5
Really good app, helps me organise monthly spending, would recommend to anyone who needs this in there life. Reviewed on: 4th April 2023

great

5
very good for sorting out my finances as a student Reviewed on: 4th April 2023

Good

5
Good for travelling and allows you to properly plan Reviewed on: 4th April 2023

Excellent

5
Helps to better organize my finance Reviewed on: 4th April 2023

Really helpful

5
I am really amazed by how impactful this app had been in my life Reviewed on: 4th April 2023

Made life easy

5
Great app, helped me loads with my finances and everything is so easy to understand, would definitely recommend Reviewed on: 4th April 2023

Amazing app

5
Helps me manage my finances it’s a great app and I highly recommend it Reviewed on: 4th April 2023

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