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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Customer Service

5
Fantastic customer service. Would highly recommend. Thank you. Reviewed on: 4th April 2023

Best banking app

5
Super easy to use and they offer amazing offers for their users, 100% would recommend! Reviewed on: 4th April 2023

Everything is amazing

5
It tracks everything down witch I love so I know when and what I am spending on Reviewed on: 4th April 2023

Vote for Emma

5
You should Go and Vote for Emma!! Reviewed on: 4th April 2023

Great overall app

5
Emma has enabled me to manage my finances better than ever, and I love the option and advice to invest! Reviewed on: 4th April 2023

Brilliant app

5
Best finance app I have come across - have recommended to countless friends and family. Reviewed on: 4th April 2023

A beneficial, everyday app that is simple to use.

4
I use the free version of this app on a regular basis and it has aided me tremendously with keeping track of my daily spending. Reviewed on: 4th April 2023

Insightful, useful, innovative

4
Emma helped alot through difficult times especially in these testing times. Really shows you what you can do to make things easier and better understand what you think you already know when it comes to your money. Reviewed on: 4th April 2023

Great app

4
Lots of content and helpful information for a first time mum. Great deals too Reviewed on: 4th April 2023

Emma - fantastic

5
Clear analysis of my spending and syncs so easily. Reviewed on: 4th April 2023

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