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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app to sort out your finances

I have used it for years and it helped me get better financial habits and stick to my budget. Highly recommended! Reviewed on: 4th April 2023

Easy to use, great money saving app

It’s helped me save more as I had issues before, it’s user friendly and helps you track with all your bank accounts in one place :) Reviewed on: 4th April 2023

Great and easy to use

I struggle with budgeting and Emma helps me stay on top of my finances Reviewed on: 4th April 2023

Exceptional organising/saving tool

I was terrible at saving before using this app. Now I know exactly where the money goes and where it shouldn’t, so I am now able to save more! Reviewed on: 4th April 2023

Budgeting made simple

Emma is a great app for basic budgeting - I’m so glad I discovered it as I can now manage my money better Reviewed on: 4th April 2023

Your new personal finance PA!

Great app to manage your finances. Enables you budget and save more efficiently. Only kicker is having to pay for an extra app when there’s a cost of living crisis many people can’t afford to pay for an extra app to help manage their already stretched money. Reviewed on: 4th April 2023

Explain

I’m not to much experienced in this area Reviewed on: 4th April 2023

great app

Excellent app for all needs. it is good to manage finances. Reviewed on: 4th April 2023

Great Budgeting Tool

The best budgeting app I have ever used. So simple. It's helped me to manage my finances efficiently. I couldn't be without it. Reviewed on: 4th April 2023

Excellent Service

Everything is much for easier to handle Reviewed on: 4th April 2023

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