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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Emma is best App for financial enlightenment

Emma has helped me to gain a better perspective on my spending and reflect on my income and savings. I am still working on be spending behaviour and Emma works well for me as I am able to clearly see we’re I am spending more and also provides me an overview of how much I spend weekly and this helps me to work on improving my spending. Reviewed on: 4th April 2023

Emma

Brilliant and easy to use! Helped me a lot with saving. Reviewed on: 4th April 2023

Great app

Really great app that is easy to use and helpful with saving Reviewed on: 4th April 2023

Great help to save

Fantastic why to control your money Reviewed on: 4th April 2023

The best memories

My experience was very different end I like that Reviewed on: 4th April 2023

Wonderful app!

Super helpful app! I simply couldn’t get through the month without it I have been struggling with my budgeting for a while now, years even. Without Emma I wouldn’t be able to keep on track with my finances. Thanks so much! Reviewed on: 4th April 2023

Great

A clear and easy to use app that has really impacted the way I use and save my money. Reviewed on: 4th April 2023

Great!

Really helpful to track and manage spending especially as a student Reviewed on: 4th April 2023

Yeahhhh buddy

Very good would recommend Emma is a top g always their to help me Reviewed on: 4th April 2023

Really helped me

I only used Emma for a short amount of time but it really helped me, I was constantly stressing over my bills and what I had left etc. Emma helped me organise everything Reviewed on: 4th April 2023

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