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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

High quality experience

5
Provides an easy to use summary of my finances, allowing to quickly manage my accounts Reviewed on: 4th April 2023
Herbie Bingham's avatar
Herbie Bingham

Brilliant app

5
Emma is a great app to save money, keep track of your spending, invest and so much more. I haven't even tried some of the features, but from others I can only say its actually quite useful especially for young people that are quite new to spending money, or are in need of a way to save money easily Reviewed on: 4th April 2023
natasha.x's avatar
natasha.x

saving some cash

5
I like the various saving offers Reviewed on: 4th April 2023
Tim Duncan's avatar
Tim Duncan

Super helpful credit card management

5
Always struggled to manage my credit card usage but with Emma and it’s notes features I’ve been able to keep everything under control and have put me in a much better financial status! Reviewed on: 4th April 2023
mkmkmk8585's avatar
mkmkmk8585

Best app for savings

5
Best app for savings, is easy to use and you can divide the savings to multiple pots for different objectives. Reviewed on: 4th April 2023
Alexandra Gopsa's avatar
Alexandra Gopsa

So convenient and useful

5
I have been using Emma for a while now and it has taught me how to be self sufficient with my money. I 100% recommend it for anyone who is struggling to save money. Reviewed on: 4th April 2023
Ikram's avatar
Ikram

so convenient

5
genuinely tell everyone about this app, i use it all the time! literally a lifesaver, i dont know what id do without it Reviewed on: 4th April 2023
tig's avatar
tig

Fantastic

5
Emma has really helped me with budgeting and saving, which i am usually really awful at and has boosted my confidence in money even through this horrible cost of living crisis. Reviewed on: 4th April 2023
Holly Wharton's avatar
Holly Wharton

Amazing Emmas the best

5
I really Enjoyed using the Emma app, it has really helped me and I find it very useful. I definitely recommend! Reviewed on: 4th April 2023
Nati's avatar
Nati

Brilliant

5
Great app so useful and easy to use, very helpful to help save money and create budgets. Reviewed on: 4th April 2023
sofia abrey's avatar
sofia abrey

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