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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

High quality experience

Provides an easy to use summary of my finances, allowing to quickly manage my accounts Reviewed on: 4th April 2023

Brilliant app

Emma is a great app to save money, keep track of your spending, invest and so much more. I haven't even tried some of the features, but from others I can only say its actually quite useful especially for young people that are quite new to spending money, or are in need of a way to save money easily Reviewed on: 4th April 2023

saving some cash

I like the various saving offers Reviewed on: 4th April 2023

Super helpful credit card management

Always struggled to manage my credit card usage but with Emma and it’s notes features I’ve been able to keep everything under control and have put me in a much better financial status! Reviewed on: 4th April 2023

Best app for savings

Best app for savings, is easy to use and you can divide the savings to multiple pots for different objectives. Reviewed on: 4th April 2023

So convenient and useful

I have been using Emma for a while now and it has taught me how to be self sufficient with my money. I 100% recommend it for anyone who is struggling to save money. Reviewed on: 4th April 2023

so convenient

genuinely tell everyone about this app, i use it all the time! literally a lifesaver, i dont know what id do without it Reviewed on: 4th April 2023

Fantastic

Emma has really helped me with budgeting and saving, which i am usually really awful at and has boosted my confidence in money even through this horrible cost of living crisis. Reviewed on: 4th April 2023

Amazing Emmas the best

I really Enjoyed using the Emma app, it has really helped me and I find it very useful. I definitely recommend! Reviewed on: 4th April 2023

Brilliant

Great app so useful and easy to use, very helpful to help save money and create budgets. Reviewed on: 4th April 2023

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