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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Amazing

5
I had a problem when first using and the customer service was outstanding I have never been answered so quickly and they was so polite and patient with me when I didn’t fully understand what they meant (I’m autistic) Reviewed on: 4th April 2023
Jai Thompson's avatar
Jai Thompson

One app that does it all

5
I have been a long time user of Emma. It helped get my monthly budget back on track specially in such weak market conditions. If you haven’t tried it yet you should. The connection with other banking apps as seamless as it gets. Reviewed on: 4th April 2023
Anantpal Singh Saluja's avatar
Anantpal Singh Saluja

Very helpful app

5
Emma has helped me to see exactly what I’m spending my money on, allowing me to create a targeted budget I can stick to Reviewed on: 4th April 2023
Olivia's avatar
Olivia

Simply just a user of the app

5
The reason for the vote is the simplicity. With little to no effort I can see my budget, expenditure, overall debt, or credit and easily understand my financial position across all my accounts. Reviewed on: 4th April 2023
Adam Starr's avatar
Adam Starr

Makes budgeting easier

4
Puts everything in one place so it’s easy to track and budget your finances! Reviewed on: 4th April 2023
Rhian Howlett's avatar
Rhian Howlett

Amazing experience

5
Emma held me to keep track of my spendings by category which bank accounts have only recently started doing properly but they still don’t offer the detailed breakdown that I can find on Emma and give the option to save for certain goals. Love the app! Reviewed on: 4th April 2023
Steffy Joseph's avatar
Steffy Joseph

Day to day must have app

5
User friendly, great functionalities, good pipeline of new features Reviewed on: 4th April 2023
Francois Bouillon's avatar
Francois Bouillon

Emma keeps me right!

5
I like how I can check my finances and keep current with the reports and advice. Reviewed on: 4th April 2023
Amy Exeter's avatar
Amy Exeter

Great app for budgeting, tracking finances and Staying on top of investments

5
Emma has everything you could want when it comes to staying on top of and tracking your finances. Even if you don't pay for the premium version there is a great amount you can get out of this app. You can connect all your bank accounts and get an overview of your overall expenses as well as day to day expenses. It even gives you tips on where you can save money. Mine, for example, showed that I could save up to £200, if I switched my broadband plan. The app is password or fingerprint protected, so only you can open the app in your phone. Emma gives you insight in popular investments as well as in most traded, held and watch investments. It is a good first introduction of the stockmarket. On the Emma app you can manage your business accounts, make bank transactions, get up to 1.76% interest rate on your savings and much more. I would recommend to download Emma, if you are trying to organise your financial life and grow financially as well. I sure want to. Reviewed on: 4th April 2023
Amalachukwu Asuzu's avatar
Amalachukwu Asuzu

Amazing product

5
It has everything I need, all in one place, and it looks great. What a service! Reviewed on: 4th April 2023
Oak Watson's avatar
Oak Watson

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