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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Helpful

5
Super helpful app, I can view all accounts / cards in one please, as well as how much I spend v’s planned budgets Reviewed on: 4th April 2023

Great Banking Service!

5
Everything you need to manage your spending on multiple accounts and more! Reviewed on: 4th April 2023

Very good and useful app

5
Made for general use of the targeted consumer and made for ease of use Reviewed on: 4th April 2023
Îs ok like an app I use it for ling time Reviewed on: 4th April 2023

The app I have been searching for

5
Emma is the perfect app for managing all of my finances. The integrations are simple to setup and all my financial information is easily accessible all in one place. Reviewed on: 4th April 2023

Fun and easy to use

5
Very easy to use and a great way to stay on top of your finances! Reviewed on: 4th April 2023

Emma is 10/10

5
Emma has helped me so much with tracking my finances! Reviewed on: 4th April 2023

Amazing

5
I had a problem when first using and the customer service was outstanding I have never been answered so quickly and they was so polite and patient with me when I didn’t fully understand what they meant (I’m autistic) Reviewed on: 4th April 2023

One app that does it all

5
I have been a long time user of Emma. It helped get my monthly budget back on track specially in such weak market conditions. If you haven’t tried it yet you should. The connection with other banking apps as seamless as it gets. Reviewed on: 4th April 2023

Very helpful app

5
Emma has helped me to see exactly what I’m spending my money on, allowing me to create a targeted budget I can stick to Reviewed on: 4th April 2023

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