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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Helpful

5
Super helpful app, I can view all accounts / cards in one please, as well as how much I spend v’s planned budgets Reviewed on: 4th April 2023

Great Banking Service!

5
Everything you need to manage your spending on multiple accounts and more! Reviewed on: 4th April 2023

Very good and useful app

5
Made for general use of the targeted consumer and made for ease of use Reviewed on: 4th April 2023
Îs ok like an app I use it for ling time Reviewed on: 4th April 2023

The app I have been searching for

5
Emma is the perfect app for managing all of my finances. The integrations are simple to setup and all my financial information is easily accessible all in one place. Reviewed on: 4th April 2023

Fun and easy to use

5
Very easy to use and a great way to stay on top of your finances! Reviewed on: 4th April 2023

Emma is 10/10

5
Emma has helped me so much with tracking my finances! Reviewed on: 4th April 2023

Amazing

5
I had a problem when first using and the customer service was outstanding I have never been answered so quickly and they was so polite and patient with me when I didn’t fully understand what they meant (I’m autistic) Reviewed on: 4th April 2023

One app that does it all

5
I have been a long time user of Emma. It helped get my monthly budget back on track specially in such weak market conditions. If you haven’t tried it yet you should. The connection with other banking apps as seamless as it gets. Reviewed on: 4th April 2023

Very helpful app

5
Emma has helped me to see exactly what I’m spending my money on, allowing me to create a targeted budget I can stick to Reviewed on: 4th April 2023

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