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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
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12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Emma is a must have app!

5
Whether you are comfortable managing your finances or need some help learning how to budget, Emma is a convenient and user-friendly tool! Reviewed on: 4th April 2023

made my budgeting super easy

5
I was new in UK and started using Emma 6 months back and it helped me manage money amd start over my life in a new country Reviewed on: 4th April 2023

Emma is a great app

5
I've been using the Emma app for about six months now, and I must say, it has become my ultimate personal finance companion. I've tried various budgeting and finance apps in the past, but none of them have had the same impact as Emma. The app's design is clean, intuitive, and user-friendly. The colors and graphics are appealing, making it a pleasure to navigate through my finances. Emma has been excellent in helping me keep track of my expenses, income, and savings. The app automatically syncs with my bank accounts and credit cards, providing real-time updates on my spending habits. This feature has been a game-changer for me, as I can now instantly see where my money is going and adjust my spending accordingly. The budgeting feature is incredibly helpful, allowing me to set spending limits in various categories, such as groceries, entertainment, and transportation. Emma even sends me notifications when I'm about to exceed my budget, so I can make better financial decisions. Another feature I love is the subscription tracker. It has helped me identify and cancel unused subscriptions that were eating away at my monthly budget. The savings insights also provide useful tips on how to save more money by cutting down on unnecessary expenses. The app's security is top-notch, using bank-level encryption to protect my data. I also appreciate the option to use biometric authentication for added security. The customer support has been responsive and helpful whenever I've had questions. They are constantly updating the app, adding new features and improvements based on user feedback. The only minor downside is that the app does not yet support all banks and financial institutions, but they are continually working to expand their list of supported institutions. Overall, the Emma app has been a fantastic tool in helping me gain control over my finances, save more, and make better financial decisions. I highly recommend it to anyone who wants to take charge of their financial life. Reviewed on: 4th April 2023

Nice, simple, clean helped me a lot

5
Helped me to organize my finances and save some real money Reviewed on: 4th April 2023

Great app, very useful

5
Great app, helped with budgeting and showing you how much you owe and own Reviewed on: 4th April 2023

emma review

5
amazing little app, has helped me budget much better and save up for my first car! i’ve recommended to all my friends who have since downloaded too! Reviewed on: 4th April 2023

Outstanding app

4
Intuitive, insightful, contemporary! A 21st century app for 21st century insights! Reviewed on: 4th April 2023

Great app that allows me to monitor all my bank accounts

5
I use the free version and can access and tag all my spending across all my bank accounts to help me track my spending. The app learns and then automatically tags your deposits or spending. Very useful. Reviewed on: 4th April 2023

Amazing and helpful

5
Without this app I would spend WAY to much. It’s so so helpful and gives me a way to see every element of my spending. I have recommended this app to many friends already. Reviewed on: 4th April 2023

Amazing for Finance Management

5
Very easy app and great to manage money Reviewed on: 4th April 2023

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