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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Nice, simple, clean helped me a lot

5
Helped me to organize my finances and save some real money Reviewed on: 4th April 2023

Great app, very useful

5
Great app, helped with budgeting and showing you how much you owe and own Reviewed on: 4th April 2023

emma review

5
amazing little app, has helped me budget much better and save up for my first car! i’ve recommended to all my friends who have since downloaded too! Reviewed on: 4th April 2023

Outstanding app

4
Intuitive, insightful, contemporary! A 21st century app for 21st century insights! Reviewed on: 4th April 2023

Great app that allows me to monitor all my bank accounts

5
I use the free version and can access and tag all my spending across all my bank accounts to help me track my spending. The app learns and then automatically tags your deposits or spending. Very useful. Reviewed on: 4th April 2023

Amazing and helpful

5
Without this app I would spend WAY to much. It’s so so helpful and gives me a way to see every element of my spending. I have recommended this app to many friends already. Reviewed on: 4th April 2023

Amazing for Finance Management

5
Very easy app and great to manage money Reviewed on: 4th April 2023

Very easy to use

5
Ease of use is perfect, gives me a notification with my bank balance at the start of each day so I know how much I have instantly Reviewed on: 4th April 2023

Really good

5
My experience with Emma is been really satisfying Reviewed on: 4th April 2023

Helpful, insightful and easy to use.

5
I have been using the app for multiple months now to help me budget, keep track of my income and outgoing costs and the app displays this in a very clear way. It has been vital for my budgeting and I would highly recommend as it is easy to use and insightful on what I personally need to adapt financially. Reviewed on: 4th April 2023

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