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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Nice, simple, clean helped me a lot

Helped me to organize my finances and save some real money Reviewed on: 4th April 2023

Great app, very useful

Great app, helped with budgeting and showing you how much you owe and own Reviewed on: 4th April 2023

emma review

amazing little app, has helped me budget much better and save up for my first car! i’ve recommended to all my friends who have since downloaded too! Reviewed on: 4th April 2023

Outstanding app

Intuitive, insightful, contemporary! A 21st century app for 21st century insights! Reviewed on: 4th April 2023

Great app that allows me to monitor all my bank accounts

I use the free version and can access and tag all my spending across all my bank accounts to help me track my spending. The app learns and then automatically tags your deposits or spending. Very useful. Reviewed on: 4th April 2023

Amazing and helpful

Without this app I would spend WAY to much. It’s so so helpful and gives me a way to see every element of my spending. I have recommended this app to many friends already. Reviewed on: 4th April 2023

Amazing for Finance Management

Very easy app and great to manage money Reviewed on: 4th April 2023

Very easy to use

Ease of use is perfect, gives me a notification with my bank balance at the start of each day so I know how much I have instantly Reviewed on: 4th April 2023

Really good

My experience with Emma is been really satisfying Reviewed on: 4th April 2023

Helpful, insightful and easy to use.

I have been using the app for multiple months now to help me budget, keep track of my income and outgoing costs and the app displays this in a very clear way. It has been vital for my budgeting and I would highly recommend as it is easy to use and insightful on what I personally need to adapt financially. Reviewed on: 4th April 2023

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