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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

good app

good app very good and helpful good app Reviewed on: 4th April 2023

User-friendly, everything you need

With Emma, everything you need to know about your finances is in one place on an easy-to-navigate interface; the app supports us to understand our budgets and monthly expenses without the hassle of confusing language. As a 20 year old woman, I often struggle with my financial skills and budgets, but Emma is my digestible guide. Reviewed on: 4th April 2023

Really great app

Emma is a really useful as well as straightforward app that everyone should look to use, helps me track my spendings especially as a student who doesn't earn much money each month. Reviewed on: 4th April 2023

Very gokd

Amazing app help with a lot, really does make me aware of everything I do Reviewed on: 4th April 2023

Outstanding

Emma as a tool has been outstanding for me. It’s the best financial application I have ever come across Reviewed on: 4th April 2023

Helpful for mums

Let us know about baby and also get good deals Reviewed on: 4th April 2023

One of the best banking services out there

i have recommended Emma to family and friends as I believe it offers one of the best banking and customer service in comparison to other banks including mainstream banks. Reviewed on: 4th April 2023

Budgeting

Excellent app for budgeting and making you more aware of your finances. Highly recommended!!! Reviewed on: 4th April 2023

Really helpful all round app!

Really really helpful with organising and keeping an eye on finances with daily updates on account balance as well as being able to link your accounts so you can see everything all in one place! Reviewed on: 4th April 2023

Great app that helps keep track of spending

Emma is amazing. It connects all my accounts and shows me how to save money effortlessly. It tracks my spending, budget, subscriptions and fees accurately. It also gives me generous cashback and helpful savings tips. Emma is easy, secure and smart. Reviewed on: 4th April 2023

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