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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

good app

5
good app very good and helpful good app Reviewed on: 4th April 2023
Walter Barber's avatar
Walter Barber

User-friendly, everything you need

5
With Emma, everything you need to know about your finances is in one place on an easy-to-navigate interface; the app supports us to understand our budgets and monthly expenses without the hassle of confusing language. As a 20 year old woman, I often struggle with my financial skills and budgets, but Emma is my digestible guide. Reviewed on: 4th April 2023
Feline Female's avatar
Feline Female

Really great app

5
Emma is a really useful as well as straightforward app that everyone should look to use, helps me track my spendings especially as a student who doesn't earn much money each month. Reviewed on: 4th April 2023
Carolina Martins's avatar
Carolina Martins

Very gokd

5
Amazing app help with a lot, really does make me aware of everything I do Reviewed on: 4th April 2023
Adam Tuckey's avatar
Adam Tuckey

Outstanding

4
Emma as a tool has been outstanding for me. It’s the best financial application I have ever come across Reviewed on: 4th April 2023
Owusu Michael Oluyemi's avatar
Owusu Michael Oluyemi

Helpful for mums

5
Let us know about baby and also get good deals Reviewed on: 4th April 2023
Neetha's avatar
Neetha

One of the best banking services out there

5
i have recommended Emma to family and friends as I believe it offers one of the best banking and customer service in comparison to other banks including mainstream banks. Reviewed on: 4th April 2023
gideon mwangi's avatar
gideon mwangi

Budgeting

4
Excellent app for budgeting and making you more aware of your finances. Highly recommended!!! Reviewed on: 4th April 2023
Manjinder Bariana's avatar
Manjinder Bariana

Really helpful all round app!

5
Really really helpful with organising and keeping an eye on finances with daily updates on account balance as well as being able to link your accounts so you can see everything all in one place! Reviewed on: 4th April 2023
Hannah's avatar
Hannah

Great app that helps keep track of spending

5
Emma is amazing. It connects all my accounts and shows me how to save money effortlessly. It tracks my spending, budget, subscriptions and fees accurately. It also gives me generous cashback and helpful savings tips. Emma is easy, secure and smart. Reviewed on: 4th April 2023
Rob Rainey's avatar
Rob Rainey

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