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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

I love Emma

5
Emma is amazing for anyone but especially for someone that has multiple bank accounts. It helps to manage my money effectively. Reviewed on: 4th April 2023
Martyna Sroka-Lalewicz's avatar
Martyna Sroka-Lalewicz

The App you always dream about

5
How many times you think - I want to manage my money better and I see how the flow it is and in which categories I can improve to - maybe I will create a file excel divided in colours so I can visualise all the categories ecc - I think Emma it’s the perfect app that summarise all those needs and even more Reviewed on: 4th April 2023
federica gonnella's avatar
federica gonnella

Best I have used

5
Emma has helped me save 100s over the past year. So easy and fun to use. I'd highly recommend it to anyone looking to get their finances in order Reviewed on: 4th April 2023
Helene Hine's avatar
Helene Hine

Emma

5
Emma is the easiest and most convenient way for me to track my spending. I love using Emma and have done so for two years. Reviewed on: 4th April 2023
Amy's avatar
Amy

Helped keep track of spending and budgeting

5
Emma helped me budget my monthly finances, as well as keep track of my spending by checking how much i spent on different categories I.e. eating out, shopping etc. this way I am able to allocate a set price to each category. Reviewed on: 4th April 2023
Sibgha Waqar's avatar
Sibgha Waqar

Good

5
Good girl clearly a good advocate for good bussiness Reviewed on: 4th April 2023
James Andrews's avatar
James Andrews

Highly recommend emma

5
I’ve always had top experiences with any interactions with emma app. Highly recommend to anyone ☺️ Reviewed on: 4th April 2023
Appy's avatar
Appy

Fantastic

5
Amazing app just does everything i need it to do. Reviewed on: 4th April 2023
Matt's avatar
Matt

Amazing

5
Great product, can’t wait to order again when we re do the spare room. Reviewed on: 4th April 2023
Dan's avatar
Dan

Amazing

5
This service has changed my money management for the better and allowed me to save so much! Reviewed on: 4th April 2023
jade Chantelle's avatar
jade Chantelle

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