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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Track your finances & budget

This app is amazing! The easiest way to invest, pay, save and spend your money. Reviewed on: 4th April 2023

Amazing

I really like to be able to have all my financing organised in one place and Emma is the way to do it. The best finance and savings app by far! Reviewed on: 4th April 2023

Super handy app to keep a clear view of your finances

I like being able to quickly utilise the tagging and filtering to find anomalies or just identify where I could be saving money each month. Also being able to link all my accounts and saving into one place is great too. Reviewed on: 4th April 2023

Helps me manage my money

I used Excel documents previously to work out my budgeting and how much I could save. After installing Emma it made my life much easier. I check the app daily to ensure I know where my money is and what is due to be paid, especially as this looks across all my accounts from savings to my daily spending card. One app showing where all my money is, brilliant! Reviewed on: 4th April 2023

Thumbs up!

Some really interesting content, I’ve learnt alot ! Reviewed on: 4th April 2023

Organised

It’s organised and quick with solutions to save up money Reviewed on: 4th April 2023

Easy to use

Easy to use interface, simple to download and start budgeting. Added features make the app even better and keep track of my own progress in an efficient way. Reviewed on: 4th April 2023

Useful way to summarise your money

Easy to use, covers most banks (but not Chase) Reviewed on: 4th April 2023

excellent

It is very easy to use and it is a great help to avoid unnecessary expenses. highly recommended Reviewed on: 4th April 2023

Great app

Would highly recommend. Interface is amazing Reviewed on: 4th April 2023

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