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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Track your finances & budget

5
This app is amazing! The easiest way to invest, pay, save and spend your money. Reviewed on: 4th April 2023

Amazing

5
I really like to be able to have all my financing organised in one place and Emma is the way to do it. The best finance and savings app by far! Reviewed on: 4th April 2023

Super handy app to keep a clear view of your finances

5
I like being able to quickly utilise the tagging and filtering to find anomalies or just identify where I could be saving money each month. Also being able to link all my accounts and saving into one place is great too. Reviewed on: 4th April 2023

Helps me manage my money

5
I used Excel documents previously to work out my budgeting and how much I could save. After installing Emma it made my life much easier. I check the app daily to ensure I know where my money is and what is due to be paid, especially as this looks across all my accounts from savings to my daily spending card. One app showing where all my money is, brilliant! Reviewed on: 4th April 2023

Thumbs up!

4
Some really interesting content, I’ve learnt alot ! Reviewed on: 4th April 2023

Organised

5
It’s organised and quick with solutions to save up money Reviewed on: 4th April 2023

Easy to use

5
Easy to use interface, simple to download and start budgeting. Added features make the app even better and keep track of my own progress in an efficient way. Reviewed on: 4th April 2023

Useful way to summarise your money

4
Easy to use, covers most banks (but not Chase) Reviewed on: 4th April 2023

excellent

5
It is very easy to use and it is a great help to avoid unnecessary expenses. highly recommended Reviewed on: 4th April 2023

Great app

5
Would highly recommend. Interface is amazing Reviewed on: 4th April 2023

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