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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

It is amazing

5
It’s amazing because you can budget and see how much you’ve got in all different banks. Reviewed on: 4th April 2023
Josh Gittings's avatar
Josh Gittings

Great experience great benefits

5
overall a great experience and pleasure to use the app. great design and branding. I've really enjoyed categorising my finances. I would love to see export to CSV feature and desktop in the future! Reviewed on: 4th April 2023
Louiza Rabouhi's avatar
Louiza Rabouhi

Emma is an amazing budgeting app to take control of your money

5
It’s like having a mindful spouse that always helps you make sound financial decisions Reviewed on: 4th April 2023
Tudor Andrei's avatar
Tudor Andrei

Simply the best!

5
It’s great to have all your finances in one place. Plus adding in offline accounts and the networth calculator is an excellent feature. Reviewed on: 4th April 2023
Simon Sneyd's avatar
Simon Sneyd

Such a helpful and life changing app

5
Just wish I’d had this app years ago. I’ve always been terrible with money but Emma helped me manage my finances and I then bought my first home. Thanks Emma for all your help Reviewed on: 4th April 2023
Lina MacFarlane's avatar
Lina MacFarlane

Keeps me on track

5
Budgeting when you have a lot of different outgoing with different bank accounts is hard but Emma makes it easy. I can split my spending up for my horses and see exactly what it cost every months - scary but so helpful. Couldn’t live without Emma Reviewed on: 4th April 2023
Emily Swift's avatar
Emily Swift

Great app

4
Emma is so easy to use and a great way to save money. Reviewed on: 4th April 2023
Mark Young's avatar
Mark Young

User friendly, great experience

5
Great customer experience within the app, helpful customer services and an all round good feeling from a savings app Reviewed on: 4th April 2023
Kate Lewis's avatar
Kate Lewis

Emma is a Game Changer

5
Emma transformed the way I bank. Thanks to the great tools available to manage my recurring payments and subscriptions, I can always see my True Balance, making it easy to live within my budget. The pot's feature is a great way to save for a summer holiday, or something new for myself and knows how close I am to my saving goals. Plus it's so easy to invest in any big brand name, and seeing the return on my investments is great and easy to track. Budgeting, saving and investing, are all done in one place. Emma is a Game Changer. Reviewed on: 4th April 2023
Alex Ridge's avatar
Alex Ridge

Shocking

5
It’s shocking to see how much you spent in Deliveroo in a lifetime. Amazing app! Reviewed on: 4th April 2023
Mitya's avatar
Mitya

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