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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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12%
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1%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

User friendly, great experience

5
Great customer experience within the app, helpful customer services and an all round good feeling from a savings app Reviewed on: 4th April 2023
Kate Lewis's avatar
Kate Lewis

Emma is a Game Changer

5
Emma transformed the way I bank. Thanks to the great tools available to manage my recurring payments and subscriptions, I can always see my True Balance, making it easy to live within my budget. The pot's feature is a great way to save for a summer holiday, or something new for myself and knows how close I am to my saving goals. Plus it's so easy to invest in any big brand name, and seeing the return on my investments is great and easy to track. Budgeting, saving and investing, are all done in one place. Emma is a Game Changer. Reviewed on: 4th April 2023
Alex Ridge's avatar
Alex Ridge

Shocking

5
It’s shocking to see how much you spent in Deliveroo in a lifetime. Amazing app! Reviewed on: 4th April 2023
Mitya's avatar
Mitya

Emma is Great

5
I’ve been using Emma for such a long time now, it helps you budget, look at what your spending, where and how often and really helps you keep on track of things. Reviewed on: 4th April 2023
Ania's avatar
Ania

Bloody brilliant

5
Love this app. Absolutely unreal. Reviewed on: 4th April 2023
Dan Spragg's avatar
Dan Spragg

Best mates to keep you take control of your money

4
Been with Emma for past few years , helps me keep track and control my hard own money. Highly recommended Reviewed on: 4th April 2023
subodh 's avatar
subodh

Fantastic App

5
I only use the free version, I love the ease of tracking my monthly spending and saving my money in the different categories (saving pots) Reviewed on: 4th April 2023
Daniel Blundell's avatar
Daniel Blundell

Great app for tracking spending across multiple accounts

4
Emma is great for giving me one place to view spending on all my accounts & cards. It allows me to see my actual available spending money each month in one place, rather than having to subtract credit card expenses from my current account across 3 separate banking apps. Reviewed on: 4th April 2023
Jonathan Phillips's avatar
Jonathan Phillips

Easy service

4
Makes it really easy to keep track of money Reviewed on: 4th April 2023
Marcus's avatar
Marcus

keeps me and my accounts accountable

5
I have been using the app on a off for a while now after learning about it from Peter Komolafe. Once I got used to the interface it was then part of my daily sanity check. This helped me to not overspend and keep track of all my accounts. I like the non invasive way they introduce new functionality to manage and grow your money. Reviewed on: 4th April 2023
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Stephen Levy

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