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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma is Great

5
I’ve been using Emma for such a long time now, it helps you budget, look at what your spending, where and how often and really helps you keep on track of things. Reviewed on: 4th April 2023
Ania's avatar
Ania

Bloody brilliant

5
Love this app. Absolutely unreal. Reviewed on: 4th April 2023
Dan Spragg's avatar
Dan Spragg

Best mates to keep you take control of your money

4
Been with Emma for past few years , helps me keep track and control my hard own money. Highly recommended Reviewed on: 4th April 2023
subodh 's avatar
subodh

Fantastic App

5
I only use the free version, I love the ease of tracking my monthly spending and saving my money in the different categories (saving pots) Reviewed on: 4th April 2023
Daniel Blundell's avatar
Daniel Blundell

Great app for tracking spending across multiple accounts

4
Emma is great for giving me one place to view spending on all my accounts & cards. It allows me to see my actual available spending money each month in one place, rather than having to subtract credit card expenses from my current account across 3 separate banking apps. Reviewed on: 4th April 2023
Jonathan Phillips's avatar
Jonathan Phillips

Easy service

4
Makes it really easy to keep track of money Reviewed on: 4th April 2023
Marcus's avatar
Marcus

keeps me and my accounts accountable

5
I have been using the app on a off for a while now after learning about it from Peter Komolafe. Once I got used to the interface it was then part of my daily sanity check. This helped me to not overspend and keep track of all my accounts. I like the non invasive way they introduce new functionality to manage and grow your money. Reviewed on: 4th April 2023
Stephen Levy's avatar
Stephen Levy

Could there be a best app?

5
Emma allows me to to have a birds eye view on all of my bank accounts and monitor my net worth alongside my investments! Reviewed on: 4th April 2023
Petros Maliotis's avatar
Petros Maliotis

Thanks Emma !

5
I downloaded the app after my daughter recommended it to me. I was really struggling financually at the end of the month and found at times I had to borrow money to cover essential things I needed. After using Emma It gave me the tools I needed to budget effectively and I was able to see how much I was spending in any particular place which in turn allowed me budget and cut back effectively in those areas.. It is user friendly and I am able to easily get updates on my regular spending habits. Reviewed on: 4th April 2023
Lorraine's avatar
Lorraine

Upto date

5
Keeps me upto date with bills and how much money I've got left Reviewed on: 4th April 2023
Jay's avatar
Jay

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