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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Could there be a best app?

5
Emma allows me to to have a birds eye view on all of my bank accounts and monitor my net worth alongside my investments! Reviewed on: 4th April 2023

Thanks Emma !

5
I downloaded the app after my daughter recommended it to me. I was really struggling financually at the end of the month and found at times I had to borrow money to cover essential things I needed. After using Emma It gave me the tools I needed to budget effectively and I was able to see how much I was spending in any particular place which in turn allowed me budget and cut back effectively in those areas.. It is user friendly and I am able to easily get updates on my regular spending habits. Reviewed on: 4th April 2023

Upto date

5
Keeps me upto date with bills and how much money I've got left Reviewed on: 4th April 2023

My namesake app has become a staple

5
Generally I’m a bit flakey with apps, there are too many options that I find it hard to stick with one, but - I have used the Emma app consistently for a long time now and I still love it (not just because of the great name!) but because it helps me budget and stay aware of my spending, as well as motivate me to save more as a direct result of the net worth feature. I find it easy to use and navigate and I love the constant update to the app’s offering. Reviewed on: 4th April 2023

Such an easy app to understand and extremely helpful in managing my finances.

5
It has helped in putting money away and manage my finances to plan for different things. it also extremely easy to navigate the app making it helpful for all users. Appreciate this app for existing Reviewed on: 4th April 2023
Very good experience look forward to continuing with you Reviewed on: 4th April 2023

Best app ever

4
It makes your life easier when you are budgeting your expenses. Reviewed on: 4th April 2023

Amazing app

5
Amazing app, no issues at all. Would highly recommend Reviewed on: 4th April 2023

Budget

5
Helped me see and keep track of my finances Reviewed on: 4th April 2023

Best budgeting app with lots of extras

5
It’s easy to keep control of your money with Emma’s help. It reminds you when spending is coming up and helps you see where the money is going. It links to many banks but also allows manual accounts where the bank hasn’t yet adopted an API. It’s now offering savings and investments, as well as cash back on purchases. Reviewed on: 4th April 2023

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