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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

My namesake app has become a staple

Generally I’m a bit flakey with apps, there are too many options that I find it hard to stick with one, but - I have used the Emma app consistently for a long time now and I still love it (not just because of the great name!) but because it helps me budget and stay aware of my spending, as well as motivate me to save more as a direct result of the net worth feature. I find it easy to use and navigate and I love the constant update to the app’s offering. Reviewed on: 4th April 2023

Such an easy app to understand and extremely helpful in managing my finances.

It has helped in putting money away and manage my finances to plan for different things. it also extremely easy to navigate the app making it helpful for all users. Appreciate this app for existing Reviewed on: 4th April 2023

[email protected]

Very good experience look forward to continuing with you Reviewed on: 4th April 2023

Best app ever

It makes your life easier when you are budgeting your expenses. Reviewed on: 4th April 2023

Amazing app

Amazing app, no issues at all. Would highly recommend Reviewed on: 4th April 2023

Budget

Helped me see and keep track of my finances Reviewed on: 4th April 2023

Best budgeting app with lots of extras

It’s easy to keep control of your money with Emma’s help. It reminds you when spending is coming up and helps you see where the money is going. It links to many banks but also allows manual accounts where the bank hasn’t yet adopted an API. It’s now offering savings and investments, as well as cash back on purchases. Reviewed on: 4th April 2023

Too good to be true

Emma is the reason why we need open banking. An app to manage spendings across all accounts. Reviewed on: 4th April 2023

Very useful

It has been very helpful for keeping track of how I am spending my money and I particularly like that it tells me my bank balance each morning so I’m always aware of how much I have and my card never gets declined Reviewed on: 4th April 2023

The best mattresses in the world!

Since I purchased my first Emma mattress two years ago, I’ve been able to have the best nights sleep. I love how comfortable they are but my favourite things is that they adjust to your body. I’d recommend them to everyone! Reviewed on: 4th April 2023

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