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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Quick, easy, helpful, great overall

Very handy to keep on top of your expenses using Emma. I saved over £100 last month just from being able to see with the little notification every morning (without having remember to check my online banking) how much I have in my current account, other accounts, direct debits, standing orders, money received etc. Reviewed on: 4th April 2023

Amazing work experience

I had an amazing experience with Emma and I would recommend her amazing customer service skills and kindness to my colleague that I work with Reviewed on: 4th April 2023

A budgeting app for everyone

Emma is a brilliant tool to help you keep up with expenses and manage your cash flows. The free version has enough functionality to act as a standalone budget manager. It has been the best app so far Reviewed on: 4th April 2023

Helpful, user-friendly app

Such a good app to cut down on expenses! Really helpful, has saved me a huge amount now I can get on top of my budgeting. Reviewed on: 4th April 2023

Good overview

Very good overview of multiple accounts Reviewed on: 4th April 2023

WOW WHAT AN APP

I have always been terrible at saving money, with Emma I am able to keep track on my monthly budgets and keep track on how much I have spent. I have recommended to all my friends to get on this hype. 10/10 Reviewed on: 4th April 2023

Best personal finance app

Perfect for aggregating your whole finances position against all your accounts. And great savings products too. Innovative and intuitive interface! Reviewed on: 4th April 2023

Best thing to use!

Been ever so happy since I started using Emma! Highly recommend Reviewed on: 4th April 2023

Class

It’s great I love this app so much Reviewed on: 4th April 2023

Super

Allowed me to visualise my spending categories and habits in order to make wiser choices in future. Reviewed on: 4th April 2023

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