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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Quick, easy, helpful, great overall

5
Very handy to keep on top of your expenses using Emma. I saved over £100 last month just from being able to see with the little notification every morning (without having remember to check my online banking) how much I have in my current account, other accounts, direct debits, standing orders, money received etc. Reviewed on: 4th April 2023

Amazing work experience

5
I had an amazing experience with Emma and I would recommend her amazing customer service skills and kindness to my colleague that I work with Reviewed on: 4th April 2023

A budgeting app for everyone

4
Emma is a brilliant tool to help you keep up with expenses and manage your cash flows. The free version has enough functionality to act as a standalone budget manager. It has been the best app so far Reviewed on: 4th April 2023

Helpful, user-friendly app

5
Such a good app to cut down on expenses! Really helpful, has saved me a huge amount now I can get on top of my budgeting. Reviewed on: 4th April 2023

Good overview

5
Very good overview of multiple accounts Reviewed on: 4th April 2023

WOW WHAT AN APP

5
I have always been terrible at saving money, with Emma I am able to keep track on my monthly budgets and keep track on how much I have spent. I have recommended to all my friends to get on this hype. 10/10 Reviewed on: 4th April 2023

Best personal finance app

5
Perfect for aggregating your whole finances position against all your accounts. And great savings products too. Innovative and intuitive interface! Reviewed on: 4th April 2023

Best thing to use!

5
Been ever so happy since I started using Emma! Highly recommend Reviewed on: 4th April 2023

Class

5
It’s great I love this app so much Reviewed on: 4th April 2023

Super

5
Allowed me to visualise my spending categories and habits in order to make wiser choices in future. Reviewed on: 4th April 2023

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