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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

All your personal finances in one app

5
Brilliant app, combining all your personal finances into a single app, all allowing you to analyse and track your money. Reviewed on: 4th April 2023
Paul Morgalla's avatar
Paul Morgalla

All in one

5
Every month bill paying and budget tracking was such a chore until I found Emma, it’s easy to setup and gives great data to help control spend where needed. A great all in one place to manage your finances….not done very well on the weekly quizzes so far though!! Reviewed on: 4th April 2023
Adam Coley-Wybraniec's avatar
Adam Coley-Wybraniec

Centralised financial monitoring

5
Having an overview and oversight is key. Along with analytical views and tagging to get accurate stats on spending. A key tool for any busy household, especially with two working parents with separate and joint spending accounts ! Reviewed on: 4th April 2023
Richard Evans's avatar
Richard Evans

Great App

4
Very easy to use! Useful and helpful tips keeps you on track Reviewed on: 4th April 2023
SSim's avatar
SSim

Amazing

5
I have only good experience with emma.. keep going service like this. Reviewed on: 4th April 2023
Melvin Mathai's avatar
Melvin Mathai

Amazing

5
Such a good app I've found it to be really useful Reviewed on: 4th April 2023
Gina Williams's avatar
Gina Williams

Great app

5
Helps to ensure you spend money wisely, great app . Reviewed on: 4th April 2023
Teras Robinson's avatar
Teras Robinson

Amazing

5
Amazing app, has saved me loads. Wish I'd found it sooner!! Reviewed on: 4th April 2023
Charlotte Rich's avatar
Charlotte Rich

Emma's saving the day with my finance's

5
I have multiple credit cards and current accounts which are all supported by Emma. The user interface is very friendly and easy to understand. I love that I can track all my direct debits with ease and it helps me to stay on top of everything. Reviewed on: 4th April 2023
Monique Fearon's avatar
Monique Fearon

Great for budgeting

5
A great free app if you have no clue how to budget ! Reviewed on: 4th April 2023
Natalie Mcritchie's avatar
Natalie Mcritchie

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