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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

All your personal finances in one app

5
Brilliant app, combining all your personal finances into a single app, all allowing you to analyse and track your money. Reviewed on: 4th April 2023
Paul Morgalla's avatar
Paul Morgalla

All in one

5
Every month bill paying and budget tracking was such a chore until I found Emma, it’s easy to setup and gives great data to help control spend where needed. A great all in one place to manage your finances….not done very well on the weekly quizzes so far though!! Reviewed on: 4th April 2023
Adam Coley-Wybraniec's avatar
Adam Coley-Wybraniec

Centralised financial monitoring

5
Having an overview and oversight is key. Along with analytical views and tagging to get accurate stats on spending. A key tool for any busy household, especially with two working parents with separate and joint spending accounts ! Reviewed on: 4th April 2023
Richard Evans's avatar
Richard Evans

Great App

4
Very easy to use! Useful and helpful tips keeps you on track Reviewed on: 4th April 2023
SSim's avatar
SSim

Amazing

5
I have only good experience with emma.. keep going service like this. Reviewed on: 4th April 2023
Melvin Mathai's avatar
Melvin Mathai

Amazing

5
Such a good app I've found it to be really useful Reviewed on: 4th April 2023
Gina Williams's avatar
Gina Williams

Great app

5
Helps to ensure you spend money wisely, great app . Reviewed on: 4th April 2023
Teras Robinson's avatar
Teras Robinson

Amazing

5
Amazing app, has saved me loads. Wish I'd found it sooner!! Reviewed on: 4th April 2023
Charlotte Rich's avatar
Charlotte Rich

Emma's saving the day with my finance's

5
I have multiple credit cards and current accounts which are all supported by Emma. The user interface is very friendly and easy to understand. I love that I can track all my direct debits with ease and it helps me to stay on top of everything. Reviewed on: 4th April 2023
Monique Fearon's avatar
Monique Fearon

Great for budgeting

5
A great free app if you have no clue how to budget ! Reviewed on: 4th April 2023
Natalie Mcritchie's avatar
Natalie Mcritchie

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