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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Good stuff

5
All in one place, all you need. Reviewed on: 4th April 2023
Mike's avatar
Mike

Cannot live without it

5
Emma really has helped me stay on top of our family finances, being able to connect a number of different accounts into one place makes it easy to optimise how we use our credit cards, track budgets, save money and make decisions with the best information available to us. Reviewed on: 4th April 2023
Adam Dixon-Warren's avatar
Adam Dixon-Warren

Great app

5
Emma is one of the great apps available to users. I have already recommended the app to family and friends. Reviewed on: 4th April 2023
Fazle Elahi's avatar
Fazle Elahi

Emma is great

5
My experience with Emma has been amazing. It is easy to use and has made me be more smart with my money Reviewed on: 4th April 2023
Morgan Gill's avatar
Morgan Gill

The place to budget and track spending with ease!

5
Emma is the best app for tracking spending and making sure that I can see all my current debt in one place, makes it so much easier to handle my finances and budget correctly! Reviewed on: 4th April 2023
AdamW's avatar
AdamW

Great user experience

5
I feel Emma gives a superior user experience to other budgeting apps, with the ability to customise categories and with weekly round ups that are fun and accessible, making me actually want to save money and budget! The app feels natural to use and isn’t complicated visually or difficult to learn. It feels like more or less anyone could use the app with ease. Reviewed on: 4th April 2023
Amelia Parvin-Graham's avatar
Amelia Parvin-Graham

Great app keeps u informed

5
Great app keeps you informed tells you everything you need to know Reviewed on: 4th April 2023
Matty's avatar
Matty

The best UX to understand where you spend your money

5
I joined Emma when it first started and it really changed the way I see and think about my finances. Reviewed on: 4th April 2023
Irene's avatar
Irene

GreatApp for budgeting

4
Great friendly app to use. It helps with understanding your financial situation and organise your finances. Reviewed on: 4th April 2023
Lyna kaci's avatar
Lyna kaci

Efficient

5
It is a very effective and efficient app. I use it to track my personal income and expenses. I also use it to create monthly budgets. Reviewed on: 4th April 2023
Ruth Egbunu's avatar
Ruth Egbunu

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