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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Good stuff

All in one place, all you need. Reviewed on: 4th April 2023

Cannot live without it

Emma really has helped me stay on top of our family finances, being able to connect a number of different accounts into one place makes it easy to optimise how we use our credit cards, track budgets, save money and make decisions with the best information available to us. Reviewed on: 4th April 2023

Great app

Emma is one of the great apps available to users. I have already recommended the app to family and friends. Reviewed on: 4th April 2023

Emma is great

My experience with Emma has been amazing. It is easy to use and has made me be more smart with my money Reviewed on: 4th April 2023

The place to budget and track spending with ease!

Emma is the best app for tracking spending and making sure that I can see all my current debt in one place, makes it so much easier to handle my finances and budget correctly! Reviewed on: 4th April 2023

Great user experience

I feel Emma gives a superior user experience to other budgeting apps, with the ability to customise categories and with weekly round ups that are fun and accessible, making me actually want to save money and budget! The app feels natural to use and isn’t complicated visually or difficult to learn. It feels like more or less anyone could use the app with ease. Reviewed on: 4th April 2023

Great app keeps u informed

Great app keeps you informed tells you everything you need to know Reviewed on: 4th April 2023

The best UX to understand where you spend your money

I joined Emma when it first started and it really changed the way I see and think about my finances. Reviewed on: 4th April 2023

GreatApp for budgeting

Great friendly app to use. It helps with understanding your financial situation and organise your finances. Reviewed on: 4th April 2023

Efficient

It is a very effective and efficient app. I use it to track my personal income and expenses. I also use it to create monthly budgets. Reviewed on: 4th April 2023

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