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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Simple and effective

5
Emma is easy to use, with multiple categories to allocate your spending to. You can securely link to your bank accounts so it keeps track of spending in real time without having to manually input everything. A great app! Reviewed on: 4th April 2023

Emma is really helpful!!

5
Emma is really helpful!! Highly recommended and wish them good luck! Reviewed on: 4th April 2023

Great way to see all your accounts

4
Emma is a great way to see all your accounts, find transactions from years ago and a good way to save and invest Reviewed on: 4th April 2023

Beautiful app

5
No problems with it at all . Definitely one to recommend Reviewed on: 4th April 2023

Amazing!

5
Really helped and the consistent notifications around your balance are really helpful. IT breaks down your main spendings too! Reviewed on: 4th April 2023

Really useful for organisation

5
It tells me exactly where im spending and how much, really useful for organisation Reviewed on: 4th April 2023

Where is my money!

5
Think you don’t spend much but can’t understand where all of your money has gone? This app will really surprise and make you conscious of where and how you spend your money Reviewed on: 4th April 2023

Super App

5
Excellent innovative and simple. Great simple app for all your banking needs . Useful to tread carefully into investing Reviewed on: 4th April 2023

Great service

5
This app is so helpful for me to keep on track of my financial life. It’s my money HQ! Reviewed on: 4th April 2023

Lovely App

5
Really helpful and better than other apps similar to this I’ve used. Would recommend to anyone looking to keep track of finances and budgeting for purchases in the future. Reviewed on: 4th April 2023

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