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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Simple and Intuitive

5
Great app and simple to use. Would recommend Reviewed on: 4th April 2023

Best

5
it was the best and very good to use it am very happy Reviewed on: 4th April 2023

Fabulous

5
It’s super handy having everything in one area Reviewed on: 4th April 2023

Saving

5
I have used Emma for 5 years and it has helped me save as much as possible Reviewed on: 4th April 2023

Love this app

5
Fab app, has really helped me keep better track of my money Reviewed on: 4th April 2023

Handy hinta

5
Really easy to use and understand. Helped me hugely! Reviewed on: 4th April 2023

A great app

5
This app made a huge difference to how I spend money Reviewed on: 4th April 2023

Helped me big time

5
Since having this app I have controlled my money a lot better than ever. It’s genuinely helped me a lot. Reviewed on: 4th April 2023

Emma is great!

5
Emma helps me to manage my finances, especially the daily notifications, and is full of helpful tips and tricks to maximise my money. Reviewed on: 4th April 2023

Perfect

5
Best bank in the world with great service Reviewed on: 4th April 2023

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