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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great easy to use

Easy to use and helps with learning exactly what is going in and out of your accounts Reviewed on: 4th April 2023

Alright

It’s a good idea but needs more attention to detail Reviewed on: 4th April 2023

Very insightful app

Changing my finances day by day? A great app to keep track of where my money is going and what I'm spending it on. Reviewed on: 4th April 2023

Fabulous

Fantastic stuff.. very happy, couldn't fault it Reviewed on: 4th April 2023

Recommend it all the time!

Emma is fantastic, I work in Finance and Emma is the first app I've found that gives me the same visibility as I get at work. My family and friends are sick of me recommending it. Reviewed on: 4th April 2023

Improved my habits with money

Emma has helped me to prioritise my debts and change my spending habits for the better Reviewed on: 4th April 2023

Love this app!

Emma is so easy to use! Can keep a check on my finances at a glance. Really great app! Highly recommend! Reviewed on: 4th April 2023

Thank you Emma for inspiring me to be more in charge of my finances!

I chose Emma at a point where I was fairly lost financially. Even if I haven’t completely used all the services provided, just finding out about them had truly improved my outlook and my attitude towards money. Reviewed on: 4th April 2023

A great app

superb app that I love To use. Would recommend Reviewed on: 4th April 2023

Incredibly useful

I’ve been using Emma for over a year and it’s been a great help for me to manage my money and see what I’m spending it on, especially having different accounts. It’s great to see all my moneys movement overall together. Reviewed on: 4th April 2023

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