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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great easy to use

5
Easy to use and helps with learning exactly what is going in and out of your accounts Reviewed on: 4th April 2023

Alright

3
It’s a good idea but needs more attention to detail Reviewed on: 4th April 2023

Very insightful app

5
Changing my finances day by day? A great app to keep track of where my money is going and what I'm spending it on. Reviewed on: 4th April 2023

Fabulous

5
Fantastic stuff.. very happy, couldn't fault it Reviewed on: 4th April 2023

Recommend it all the time!

5
Emma is fantastic, I work in Finance and Emma is the first app I've found that gives me the same visibility as I get at work. My family and friends are sick of me recommending it. Reviewed on: 4th April 2023

Improved my habits with money

4
Emma has helped me to prioritise my debts and change my spending habits for the better Reviewed on: 4th April 2023

Love this app!

5
Emma is so easy to use! Can keep a check on my finances at a glance. Really great app! Highly recommend! Reviewed on: 4th April 2023

Thank you Emma for inspiring me to be more in charge of my finances!

5
I chose Emma at a point where I was fairly lost financially. Even if I haven’t completely used all the services provided, just finding out about them had truly improved my outlook and my attitude towards money. Reviewed on: 4th April 2023

A great app

5
superb app that I love To use. Would recommend Reviewed on: 4th April 2023

Incredibly useful

5
I’ve been using Emma for over a year and it’s been a great help for me to manage my money and see what I’m spending it on, especially having different accounts. It’s great to see all my moneys movement overall together. Reviewed on: 4th April 2023

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