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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Great app

5
Great app with useful data all in one place! Reviewed on: 4th April 2023

The best

5
I was new to banking apps but this has made everything so clear and so easy to track your spending. I LOVE! Reviewed on: 4th April 2023

Easy to use

4
Great app that really helps with managing money ! Would definitely recommend to a friend. Much better the traditional excel spreadsheet method, well for me anyway! Reviewed on: 4th April 2023

Simply the best

5
Since I’ve been using Emma , i have realised that it simply one of the best on the market. Reviewed on: 4th April 2023

One stop shop

5
Finances at a glance. Doesn't spam notifications and free service has everything you need to better manage your money Reviewed on: 4th April 2023

They Tell me Almost Where im spending To much

5
I Literally love it since the day i have emma i ran out of money troubles Reviewed on: 4th April 2023

Good idea

4
Makes it easier to tag expenditure to see where your money is going. Reviewed on: 4th April 2023

Helpful

5
Is really useful in saving money and has helped me alot Reviewed on: 4th April 2023

Good but not great

3
Many small features are also only available for paid customers. Reviewed on: 4th April 2023

Amazing

5
Super good to help with budgeting! Reviewed on: 4th April 2023

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