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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great service and always helpful

5
Always been happy with the service they provide. Reviewed on: 4th April 2023
Sammii Jessica S's avatar
Sammii Jessica S

Amazing finance aggregator

5
Finally I can track spending across categories in one place, across the many places/apps where my financial activity occurs. Reviewed on: 4th April 2023
Nick Sanscartier's avatar
Nick Sanscartier

Great and not confusing

4
Alot of things to do with finances and budgeting can be confusing but Emma makes it very simple and alot less hassle Reviewed on: 4th April 2023
Emily Seymour's avatar
Emily Seymour

Smart Money App

4
Neat, well organised and useful app brings all your accounts together giving you key insights to your overall spending on daily, weekly, monthly and annual basis. Reviewed on: 4th April 2023
Rob G's avatar
Rob G

Simple and In-depth

5
Emma has helped me keep on track with my personal financing and my spending. I’ve found myself saving money. It is simple to use, an easy app layout to get use too, everything is in-depth and up to date. Reviewed on: 4th April 2023
Jamie Phillips's avatar
Jamie Phillips

Excellent

5
Really helps me keep track of my spending! The app is very user friendly too Reviewed on: 4th April 2023
Bea Acworth's avatar
Bea Acworth

Emma is awsome

5
Be able to see how much you've spent, where you've spent it and how to reduce the spend all together. Thanks Emma<3 Reviewed on: 4th April 2023
Ben Morton's avatar
Ben Morton

Amazing!

5
Emma has been a huge help in managing my finances!! Reviewed on: 4th April 2023
Brianna Dempster's avatar
Brianna Dempster

Easy to use and helpful

5
The app makes it easy to save and budget. You can create categories and set your own limits. It’s easy to use and adapt to meet your needs. Payments can be split between categories too. It saves so much time. I would highly recommend this app Reviewed on: 4th April 2023
Abby's avatar
Abby

Fantastic. Finger on the pulse.

5
Love this app. It keeps evolving and adding new content. I can now anything I want at the touch of the Emma app. It's made my life so much more and taken away the end of month heafache. Love it ! Reviewed on: 4th April 2023
Will grant's avatar
Will grant

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