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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Useful for budgeting

5
I like the variety of accounts available however there could be more such as investing apps Reviewed on: 4th April 2023
Arthur Paterson's avatar
Arthur Paterson

Useful

5
I’ve found this very useful in my everyday life, It’s very easy to set up and I can trust it Reviewed on: 4th April 2023
Zach_attack__ 112's avatar
Zach_attack__ 112

Amazing

4
It has been so easy to budget and categorise my spendings with Emma. Reviewed on: 4th April 2023
Connie Jarratt's avatar
Connie Jarratt

I love Emma

5
Emma has helped me to see where I spend my money and where I can save. I love seeing all my financial details in one place. Reviewed on: 4th April 2023
Laura Anderson's avatar
Laura Anderson

Amazing

5
Amazing app let’s me know when things have gone in and out Reviewed on: 4th April 2023
Joshua Gawan's avatar
Joshua Gawan

Brilliant app!

5
Very user friendly app and would totally recommend to my friends and family! Reviewed on: 4th April 2023
Jonathan Ng's avatar
Jonathan Ng

Easy to manage my money

5
Emma has been great for allowing me to see all my ingoings and outgoings in the one place. It allows me to manage my money better and also predict upcoming payments. It’s really no fuss at all and sends me notifications to keep me aware of whats happening with my accounts, which is great. Would recommend it Reviewed on: 4th April 2023
Debbie Cowley's avatar
Debbie Cowley

Amazing App

5
Much needed to consolidate my accounts Reviewed on: 4th April 2023
Daniela Govea Soares's avatar
Daniela Govea Soares

Easy way to save

4
Great app for managing a budget. Reviewed on: 4th April 2023
Savingsuzie's avatar
Savingsuzie

Breaks down spending for you

5
Emma app has not only helped me to budget, but has a easy and simple app deisgn which catagorises my expenses into different areas for me, allowing me to understand how I spend my money with ease. Not only does it track my budget, but it warns me when I'm nearing going over in any category, and with the information it gives me, it helps me see where I can cut down and save money. Reviewed on: 4th April 2023
Imogen Cohen's avatar
Imogen Cohen

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