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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Great money app

5
Great for tracking expenses against budget Reviewed on: 4th April 2023

Great

5
Great customer service and an overl great platform to work with the app is clear and simple And perfect for the financial needs of the public Reviewed on: 4th April 2023

Amazing!

5
I have only used Emma for the past few weeks, and this app has completely changed how I budget for the better! Reviewed on: 4th April 2023

Amazing

5
Emma is amazing. Truly changed my life Reviewed on: 4th April 2023

Best budget planner tracker out there

5
Emma is great for tracking your budget and expenses and creating saving pots have recommended to all my friends Reviewed on: 4th April 2023

Keeps me honest

5
I am so surprised to see the summary every week. I love that I hardly have to do any work to get all the amazing reports on my shopping behaviour Reviewed on: 4th April 2023

Emma's the best

5
I have managed to keep track of my spending and in return managed to save much more I have in almost 3 years. This is definitely A MUST HAVE APP!! Reviewed on: 4th April 2023

Easy

5
Easy to use. Saves me a bunch of time organising my own expenses. And I get daily updates that help me keep on top of my spending! Reviewed on: 4th April 2023

Very helpful.

5
Helpful and cool , makes life easier and makes me less anxious. Reviewed on: 4th April 2023

Recommended

5
User friendly Easy to use Reliable Reviewed on: 4th April 2023

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