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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Been of great

Amazing UI and simple to use, made a significant difference Reviewed on: 4th April 2023

All my finances at my fingertips

Emma is a great tool for aggregating all of my banking apps into one place. I love the fact that I get a notification every morning with my current balances; it reminds me how much money I have left for the month. I can also get digestible spending summaries from across my accounts. Now I’ve got it, I wouldn’t do without it. Reviewed on: 4th April 2023

Useful and innovative

I've been using Emma for over 3 years now and it helps me keep on top of my finances, plus customer service is great and they keep on evolving and creating useful products for us! Reviewed on: 4th April 2023

Emma makes being aware of your money easy

Usually I'm too scared to look at my banking apps as I hate seeing what I've spent, but Emma is an easy to use app that showcases everything neatly and keeps me on track with my spending. Reviewed on: 4th April 2023

Amazing App

Having the Emma app is helping me keep track of what I’m spending and what is coming in. Especially with my small business and seeing when money has been added to my account by notification . Highly recommend Reviewed on: 4th April 2023

Very insightful

Helped me budget better, great insight into finances and having a better visibility into my spending habits Reviewed on: 4th April 2023

Great Savings App!!

I found Emma to be easy to use and very easy to save! I’d recommend anyone looking for a no nonsense money saving app! Reviewed on: 4th April 2023

Just fantastic for helping me sort my affairs

Emma really helped me to understand what was going on with my money and get better at saving. thank you! Reviewed on: 4th April 2023

Amazing app

Amazing to use for so many purposes. Reviewed on: 4th April 2023

Amazing

Wonderful service and easy to use. Reviewed on: 4th April 2023

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