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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Never saved so much money!

I started using Emma to try and get control of my finances. Emma perfect distinguishes where I’m spending my money and gives me the option to put my spending in categories so I am aware of where I’m wasting money I could save! It’s super easy to use and is super handy. Reviewed on: 4th April 2023

I love that it let's me know

The fact it let's me know everyday what has left, entered and is currently in my account makes me have a peace of mind Reviewed on: 4th April 2023

All the data in one place

Emma makes keeping on top of your finances simple with all the data in one place. Also the alerts help you to keep on track with your budget. Reviewed on: 4th April 2023

Best App!!

I've been using Emma for a few months now, and it has truly changed the way I manage my finances. The app is incredibly user-friendly and allows me to keep track of all my accounts and transactions in one place. I love how Emma categorizes my spending and provides insights on where I can cut back and save more. The budgeting feature has also been a game-changer for me, helping me to stay on track with my financial goals. Overall, I highly recommend Emma to anyone looking to take control of their finances and improve their financial literacy. Keep up the great work! Reviewed on: 4th April 2023

Amazing!!

This app is brilliant it has helped me manage my finances very effectively. I am thrilled and excited to tell other individuals about my experience on this app. Reviewed on: 4th April 2023

Using Emma

It’s fantastic and so easy to save using Emma Reviewed on: 4th April 2023

The No 1 Money Manger!

Awsome app! Helps to save money, keeps you up to date with what your spending giving you a Weekly review. And budgeting is now a whole lot easier. Just select different categories and it automatically records Money being spend food, clothes and many more categories and you can even make your own. So if you want to save money, and be in more control. Get downloading Emma! Reviewed on: 4th April 2023

Fantastic financial app

It’s not just a financial app but also a great motivational tool to progress and be financially independent. Reviewed on: 4th April 2023

Most helpful finance app

I’ve used many different finance apps over the years over the year to try get a grip on my overspending and none have ever worked but Emma is easy to use, very effective and the only finance app that has ever worked for me Reviewed on: 4th April 2023

Great for keeping track

It is a great app. Tracks what payments are coming out of my account and helps me make sure I have money in my account and never miss any payments Reviewed on: 4th April 2023

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