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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Has been so helpful

Emma has helped me in so many ways to take charge of my financial situation I'm so grateful Reviewed on: 4th April 2023

Saved money for the first time in years

This app enabled me to build savings for the first time in years Reviewed on: 4th April 2023

Habit changing

Being able to connect all of my accounts securely has given me control of my entire money situation 24/7 and changed my approach to spending and saving. Reviewed on: 4th April 2023

New to emma but suspect its perfect.

I am a newly single mum of 4 children and work fulll time and have very little time to manage life admin. My finances have been out of control and I knew I needed to do something. I did done research and came across Emma, it’s been brilliant, syncing with my bank account, allowing me be to budget and manage outgoings. I haven’t gone near the pension or savings part but look forward that post in the future. Reviewed on: 4th April 2023

Best overview

Great free app to get a real time view on your money on multiple accounts. Reviewed on: 4th April 2023

Excellent

Emma is an excellent app for budgeting! Reviewed on: 4th April 2023

Fabulous

I wish to have more experience with you Reviewed on: 4th April 2023

Fantastico!!

Easy to use, affordable and a lot of helpful reports and opportunities Reviewed on: 4th April 2023

Amazing app for managing your finances

I use this app daily to keep track of my spending. It has helped me manage my finances in such an easy an intuitive way Reviewed on: 4th April 2023

So useful

It's the only app that does all the things I want with a smooth interface and clear visuals! Useful and time saving Reviewed on: 4th April 2023

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