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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Has been so helpful

5
Emma has helped me in so many ways to take charge of my financial situation I'm so grateful Reviewed on: 4th April 2023

Saved money for the first time in years

5
This app enabled me to build savings for the first time in years Reviewed on: 4th April 2023

Habit changing

5
Being able to connect all of my accounts securely has given me control of my entire money situation 24/7 and changed my approach to spending and saving. Reviewed on: 4th April 2023

New to emma but suspect its perfect.

4
I am a newly single mum of 4 children and work fulll time and have very little time to manage life admin. My finances have been out of control and I knew I needed to do something. I did done research and came across Emma, it’s been brilliant, syncing with my bank account, allowing me be to budget and manage outgoings. I haven’t gone near the pension or savings part but look forward that post in the future. Reviewed on: 4th April 2023

Best overview

5
Great free app to get a real time view on your money on multiple accounts. Reviewed on: 4th April 2023

Excellent

5
Emma is an excellent app for budgeting! Reviewed on: 4th April 2023

Fabulous

4
I wish to have more experience with you Reviewed on: 4th April 2023

Fantastico!!

5
Easy to use, affordable and a lot of helpful reports and opportunities Reviewed on: 4th April 2023

Amazing app for managing your finances

5
I use this app daily to keep track of my spending. It has helped me manage my finances in such an easy an intuitive way Reviewed on: 4th April 2023

So useful

4
It's the only app that does all the things I want with a smooth interface and clear visuals! Useful and time saving Reviewed on: 4th April 2023

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