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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Helps track, save, pay bills effortlessly

One of the best features of Emma is its ability to connect with all of my bank accounts and credit card. I can now easily categorise my expenses and see where I'm spending too much. It's also really helped me to identify areas where I can cut back and save more. I would highly recommend Emma to anyone looking to get their finances in order. It's easy to use, has great features, and has helped me to save more money than I ever thought possible. Reviewed on: 4th April 2023

Definitely recommend

A great app which makes budgeting a lot simpler. It helps you see more clearly what categories you are spending your money on and can alert you when you have overspent, or are coming close to overspending on a certain category. I have always been terribly at budgeting, so this was so helpful for me! Reviewed on: 4th April 2023

Simple to start investing

Brilliant little app that was easy to setup to get your foot into investing Reviewed on: 4th April 2023

Pretty good

Glad I downloaded Helped my finances Reviewed on: 4th April 2023

Super easy to use and so helpful

Ever since downloading the app my savings have never been better Reviewed on: 4th April 2023

Really useful app

I’ve had Emma for over a year now, and the insights are brilliant. It’s so easy to see my accounts in one place, and it’s a pleasing app to use. Reviewed on: 4th April 2023

Helped me a lot

This app has helped me to budget more effectively and now I can keep track of all my accounts in the same place! Reviewed on: 4th April 2023

Helping me save

I’ve always struggled saving but Emma has helped me better understand my spending habits and save cash. Reviewed on: 4th April 2023

Very good experience

Staff very polite and helpful. Replied to me very quickly Reviewed on: 4th April 2023

All your finances in one organised place.

Emma is a great, easy to use platform that has helped me organise and grow my finances with ease. Reviewed on: 4th April 2023

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