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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Helps track, save, pay bills effortlessly

5
One of the best features of Emma is its ability to connect with all of my bank accounts and credit card. I can now easily categorise my expenses and see where I'm spending too much. It's also really helped me to identify areas where I can cut back and save more. I would highly recommend Emma to anyone looking to get their finances in order. It's easy to use, has great features, and has helped me to save more money than I ever thought possible. Reviewed on: 4th April 2023
Zoe Deighton-Smythe's avatar
Zoe Deighton-Smythe

Definitely recommend

5
A great app which makes budgeting a lot simpler. It helps you see more clearly what categories you are spending your money on and can alert you when you have overspent, or are coming close to overspending on a certain category. I have always been terribly at budgeting, so this was so helpful for me! Reviewed on: 4th April 2023
Kirsty Hughes's avatar
Kirsty Hughes

Simple to start investing

5
Brilliant little app that was easy to setup to get your foot into investing Reviewed on: 4th April 2023
Bain's avatar
Bain

Pretty good

5
Glad I downloaded Helped my finances Reviewed on: 4th April 2023
Hayley's avatar
Hayley

Super easy to use and so helpful

5
Ever since downloading the app my savings have never been better Reviewed on: 4th April 2023
onion's avatar
onion

Really useful app

5
I’ve had Emma for over a year now, and the insights are brilliant. It’s so easy to see my accounts in one place, and it’s a pleasing app to use. Reviewed on: 4th April 2023
Jessica 's avatar
Jessica

Helped me a lot

5
This app has helped me to budget more effectively and now I can keep track of all my accounts in the same place! Reviewed on: 4th April 2023
Sam Preston's avatar
Sam Preston

Helping me save

5
I’ve always struggled saving but Emma has helped me better understand my spending habits and save cash. Reviewed on: 4th April 2023
ANS's avatar
ANS

Very good experience

4
Staff very polite and helpful. Replied to me very quickly Reviewed on: 4th April 2023
Sinclair Le Geyt's avatar
Sinclair Le Geyt

All your finances in one organised place.

5
Emma is a great, easy to use platform that has helped me organise and grow my finances with ease. Reviewed on: 4th April 2023
Ben's avatar
Ben

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